Give Me Back My Five Bucks

No hockey tournament for me this year

I hate taking the bus. Not only is it always crowded (and I always have to stand for the entire 1 hr. trip), but it always smells like rotting fish. Always. It’s also expensive! It costs me $2.75 for a one-way fare to get to work, so that’s $5.50/day! Even if I buy the discount ticket sheet at $25 for 10 tickets, that’s still only a savings of 50 cents a day. Considering it costs me approximately $7/week in gas for my scooter, I try not to take the bus at all. However, sometimes it’s unavoidable.

Tomorrow I’ll have to take the bus, and since I’m out of bus tickets, that means I’ll have to stop off at the store and buy a $25 sheet before work. I’m still on meds from my wisdom teeth surgery, and the weather forecast says 60-90 km/hr wind warnings, and there is no way in heck I’m riding in a wind warning. The last time I did that, I nearly got blown into on coming traffic!

In other news, I have decided not to go to the hockey tournament that my team enters in every May. Last year we won the whole thing! :) But after tournament fees, hotel, and travel costs, it’s about $200 … which is pretty good for a 4-day tournament … but that’s also not including food. Since we stay at a hotel, there’s no kitchenette, or even a microwave, so that pretty much eliminates making my own meals. Plus, since we’re there as a team, everyone likes to go out for team meals, which equals $$$ in a big way. Anyway, last year I think it ended up costing me a little over $400. I only budgeted $400 for all hockey expenses this year, and I’ve already allocated all of it to the fees for the 3 leagues that I play in. :( So unfortunately, no fun tournament for me this year. That makes me sad, but the debt takes priority. Hopefully I can go next year when I’m out of debt.

That means the only time I’ll get off this island this year is in the end of June, when a friend and I are going down to Seattle for the Canada Day long weekend. I’d better make the most of that trip!

Should I fix my budget?

I have a problem. I’ve noticed that I’m constantly going over my “Personal Care” budget of $10/month, which basically includes all bathroom products, make-up, etc. Now, I don’t know if it’s because my $10/month budget is too small, or if I just buy products that are to expensive. When I created the budget, I figured it’d be enough. But now that I think about it, I don’t think it is. Actually, I know it’s not enough. Not with the products I buy.

$10 will buy me a bottle of the shampoo that I like, but what about the matching conditioner? Mascara costs me $10 a tube, and so does my hair straightening balm. And what about feminine products every month? Or hair-cuts? A hair cut, after tip, costs me $68 at my salon. I only get my hair cut twice a year, but that’s $140 right there, and that blows my Personal Care budget for the entire year already. And that doesn’t even include all of my skin care products. I used to work as a “Beauty Advisor” for a part-time job, so I know how important it is to take care of my skin. But when I worked there, I’d get my products for free whenever I attended beauty school classes, or got product bonuses for selling x-amount of something. It’s not so fun paying for Lancome, Lise Watier, or Elizabeth Arden products out of my own pocket. I also have really sensitive skin, so it’s not like I can just go down the aisle of Wal-Mart and pick out some random face cream for $5. The good thing is I probably have a 5 month supply of face cream left, but I’ll be out of my Lancome 3-in-1 toner soon, and that’s $40 right there.

So do I concede the fact that I need a bigger Personal Care budget, or do I do everything in my power to keep to my $10/month? I know that since I’m in debt, I shouldn’t be wasting money on expensive beauty products … but I also don’t want to look like a disgusting mess b/c I don’t take care of myself. And it’s not like I’m going totally over my set budget (I probably spend $15-20/month on average), but still. What should I do?

My first ‘miscellaneous’ post in this blog

Behold the beast that put me $3k+ in debt. Now that I actually have it at home, I can safely say that it was worth every penny. I mean, look at it! It’s gorgeous. For those who are unfamiliar with iMacs, the viewable screen area is 24″, and the machine itself is about 1.5″ thick. The computer is built into the back of the screen, so there isn’t a tower that goes with it. Basically what you see is what you get. The laptop beside it is what I’ve been using for the past 1 1/2 years, and I can say without a shadow of a doubt that I am so glad I switched. I thought it’d be had to switch to an Apple, after having used PCs all my life, but this computer is so much easier to use! It’s so intuitive; No more messy program installations, no more clutter, and everything is so graphic-oriented. I. LOVE. IT. Plus, it comes with a built-in webcam (see black square at the top of the computer), and a remote that can control music/dvds/photo slideshow/etc from across the room (see white thin thing on the right side of the comp – when I’m not using it, it’s held there magnetically). My BF’s computer is in a nook to the right of my desk, and every so often, I see him glance over at my beautiful iMac with a look of jealousy. Anyway, I could talk about my computer all night, so I’ll just stop for your sake. :)

In other news, I had my surgery done yesterday afternoon (it’s like 2am, so technically it was yesterday). The procedure took 2 1/2 hrs b/c the said they ran into some difficulties with my bottom 2 wisdom teeth, and said I would feel more pain than normal in the days to come. They’ve been drugging me up pretty good, so I haven’t felt much discomfort yet, but we’ll see. The BF made me scrambled eggs for dinner, and jello for dessert since I can’t really open my mouth very wide, and chewing is out of the question. I put the $200 cost on my Mastercard, and will pay it off next Friday.

Financially, the TSX has made some major ground the past few days, and I was able to recoup some of the losses I suffered last week in my portfolio. I can only hope this continues!

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