Give Me Back My Five Bucks

Spending Recap: June 2-8, 2014

Monday 2nd
+ $25 Tangerine referral
$5.25 Subway

Tuesday 3rd
No Spend Day!

Wednesday 4th
$21.34 Craft Beer Market

Thursday 5th
No Spend Day!

Friday 6th
$14.75 Thierry Cafe (macarons)

Saturday 7th
$50 gas
$5.25 Subway
$10.30 groceries

Sunday 8th
$23.69 groceries

Freelance Income: $0 ( + $25 )
Expenses– $130.58

TOTAL: – $105.58

This was a bit of a stressful week for me. Work was hectic and busy as our little two-person department will become a one-person department (me) for 2.5 weeks as my co-worker goes off on holidays. But, I’m actually kind of excited to see how it goes, and it also means I’ll have lots of opportunity to work OT – which means extra $$$ or time off in lieu.

On Wednesday, Nic and I went to do the Grouse Grind. The week before, we also did the Grind – my first attempt (ever) was clocked in at 54:14. I thought I was hustling up that mountain! But, as it turns out, I wasn’t. :) My second attempt I shattered my time, finishing in 46:47! I was pleased, but pretty shocked. Although, Nic’s time was under 40 minutes, so I’ve got a lot of work to do if I want to beat him. :) The Grind is by no means fun, but it’s a pretty good cross-training workout for my half marathon training. I hope to do this at least a couple times a month throughout the summer.

Saturday, I went hiking with Cait out in Port Moody. It was nice to get outside for a couple of hours and gossip about pretty much everything. And then Saturday evening, I played floorball in the Vancouver Corporate Challenge with people from work. The event is kind of like Corporate Olympics, with a bunch of different events over the course of a couple of weeks. It was actually pretty fun, and I’m looking forward to playing again next year!

Sunday I met up with BF and his sister for a charity walk and brunch. It was inspiring to be among people who were supporting such a great cause, and I hope they put on more of these events in the future.

How was your week of spending?

Setting priorities and putting travel on hold

Balancing act

photoThis year has been a bit of a rollercoaster. Everything in my life seems to have been up in the air at some point over the last six months – whether it’s my career, friendships/relationships, health, and travel. I want (and am trying to work towards) a lot of goals, but sometimes plans don’t work out the way you want them to.

That being said, our travel plans to Europe for September have been officially axed. I’m disappointed, because ever since I got back from Germany, I had envisioned going on one international trip each year. Last year was France/Morocco. This year, well I didn’t know where we were going to go, but I was excited that it was going to be somewhere that involved crossing an ocean. :)

But it’s really for the best. Among other reasons, I lost about 6 weeks worth of pay when I was laid off earlier this year. And while I didn’t have to use my Emergency Fund to get by, I still hurt my savings rate and my RRSP contributions for the year. Plus, I have some upcoming medical expenses (not covered under my extended health) that could end up costing me thousands. That alone scares me when I think about planning a trip that will also likely set me back thousands. Straining my budget like that would be too much, and I’m not comfortable with it. Making sure I’m saving enough for retirement is, and likely always will be, my number one financial goal.

Even though I’m disappointed, there’s still a lot to look forward to this year. In the past few months, I’ve been to Portland and Las Vegas. And BF and I just planned a road trip to the Oregon Coast for the Canada Day long weekend. There’s Seattle in August, and as a consolation trip for not going to Europe, we are tossing around the idea of going somewhere else for a week in the fall. New Orleans, perhaps.

You can have anything you want, just not everything. I think about that statement a lot. I can’t just buy whatever I want – nobody can. Even millionaires can’t afford everything on their wish list. :) But my personal health (and the medical expenses that come with it) as well as my financial health are more important than a trip, so that’s what I’m choosing. For me, getting to make decisions about where my money goes remains the most empowering thing about being out of debt. Not owing money to anyone opens up so many doors. It gives you choices, and freedom. It’s something I never want to give up, or take for granted.

As for next year… well, I’m going to have a ton of vacation time available. So that will give us even more time off (and time to save) for a bigger, better trip. :)

Spending Recap: May 26-June 1, 2014

It’s been a bit of a tough week for me, so I apologize for posting this spending recap late, and mostly being away from the blog and social media. :)

Monday 26th
$17 dinner at Pearl Hot Pot

Tuesday 27th
No Spend Day!

Wednesday 28th
$2.21 water

Thursday 29th
$50.21 gas

Friday 30th
$1.67 groceries

Saturday 31st
$18 Eat! Vancouver
$16.85 dinner

Sunday 1st
$35.08 groceries
$20 Starbucks card
$109.32 MBP charger

Freelance Income: $0
Expenses– $270.35

TOTAL: – $270.35

This week my MacBook Pro charger died on me. I’ve had my MBP for about 5 years now, but when Nic and I were living in Germany, our chargers got switched. He ended up with my newer one, and I got his old beat-up one (which I think is 6 years old). Anyway, long story short, I’m out $100. It’s a little bit annoying, but I’m grateful my computer has lasted this long. Hopefully I can squeeze a couple more years out of it before I have to replace it.

BF and I went to Eat! Vancouver on Saturday. I’ve never been before, but have heard really good things. The entrance fee was $18, which I thought was a little expensive considering you also have to buy tickets in order to sample the food and drink (20 tickets for $10). There were a lot of booths giving out free samples, but not anything you could consider meal-worthy. We spent a few hours eating and drinking, so the $28 each we spent wasn’t too bad. I was disappointed that many of the booths weren’t selling food (for example, one was selling kitchen cabinets, and another jewelry?). It lessened the value of the show for me. I can’t eat a necklace or cabinets.

It was a busy weekend because I also went hiking with Jamie Stein and Cait to Whyte Lake in West Vancouver. We had a great time chatting, and the hike was easy but scenic. Out of the hike, we decided we needed to do a lot more outdoorsy things with each other over the summer, so I’m really looking forward to that.

Anyway, that was my week of spending! :)

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