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Target Canada or Target USA: which is cheaper?

When I found out Target was going to open over 100 stores across Canada this year, I was excited but realistic. Could my days of cross-border shopping at one of my favourite stores be over? Or would Target Canada fall short of the prices found in the USA? That’s what I intended to find out this past weekend during whirlwind shopping trips to my two closest Target stores.

May 18th, 2013: My first stop was Target Canada, in the suburb of Coquitlam – approximately 32 km from downtown Vancouver.

May 19th, 2013: My second stop was Target USA at the Bellis Fair Mall in Bellingham, WA – approximately 83km from downtown Vancouver.

target_open

For my trips, I decided to compare the prices of a few common household items. These figures below don’t take into account provincial or state tax, duties charged at the border, the extra cost in gas, or puts a dollar value on the time spent crossing the border (although with the Nexus pass, it didn’t take me that much longer to get to Bellingham than to Coquitlam). Instead, I’ve chosen to focus just on the price of the products – taking into an account an exchange rate of $0.97 on the Canadian dollar.

Ready? Let’s shop at Target!

We’ll head to the personal care and beauty section first, because that’s where I generally start my Target shopping trips. My go-to mascara is Maybelline’s Volum’Express (The Rocket).

target_mascara

Now to pick up some Aveeno body lotion, which is only slightly cheaper in the USA.

target_aveeno

I can’t live without Burt’s Bees lip balm, and at any given time, I have 3 to 5 floating in between my purse, home, car, and desk at work.

target_burt

When comparing a 24-pack of Durex condoms, I found out it was 32% cheaper to practice safe sex in America.

target_durex

Next up is Tylenol. There’s a small difference here: the Canadian version has the eZtabs, and the U.S. version is just regular caplets.

target_tylenol

A major expense most men complain about is the cost of razor blades. I thought they would be significantly cheaper in Bellingham. Turns out the savings is barely worth mentioning.

target_blades

If you’re sick of paying so much for disposable blades, perhaps an electric shaver system will be your next big purchase. Note the U.S. package also has a bonus of a few accessories (worth over $30) that the Canadian version doesn’t have.

target_shaver

This was a bit of a surprise to me. The regular price of a 20-pack of Energizer Max Alkaline batteries in the USA is $13.79, which is 23% more than the regular price in Canada.

target_batteries

I don’t know much about video games, but I do know that if I’m ever going to buy myself Call of Duty for Xbox, it’s going to be across the border.

target_game

If you’re in the mood to hate your life, I’d recommend picking up Windows 8 Pro in Bellingham.

target_windows

I now know the best thing about living in Vancouver isn’t the ocean or the mountains or the abundance of delicious vegetarian restaurants – it’s the fact that Nutella is 17% cheaper in Canada.

target_nutella

The Magic Bullet in Canada isn’t pictured with all the accessories, but it’s the same 17-piece system that’s selling in the U.S.

target_magic_bullet

I just read an article in MoneySense magazine about how generic baby diapers are just as good as the brand names. I wouldn’t know, because I’ve never changed a diaper in my life. But, if you must have brand name Pampers, they’re cheaper in America.

target_pampers

Note to self: Don’t buy Calphalon pots and pans in Canada.

target_calphalon

Even the bonus Tide Pods attached to the detergent bottle can’t help out this price match.

target_tide

I don’t have any pets, but it’d be cheaper to feed their faces with food from Target USA.

target_iams

Well, there you have it! A short 16-product comparison of Target Canada vs. Target USA. What did we all learn from this? Buy your Nutella and batteries in Canada. The rest could be worth taking a trip across the border.

I personally never go across the border with the specific intention of shopping. It’s always an added stop to a pre-planned trip – to catch a flight from Bellingham, a baseball game or concert in Seattle, etc. That way, I’m already spending the time and gas to get across the border, and it makes my trip worth it. And as always, if you are going shopping across the border, it’s in your best interest to declare all purchases when you head back in to Canada.

Just as a side note, I came out of Target Canada (Coquitlam) empty-handed. But I left the Target in Bellingham $66.79 poorer.

Have you been to Target Canada yet? How do you find it compares to Target USA?

Finding the right credit card can be confusing

Before I finally decided on getting the Capital One Aspire Travel World Mastercard, I did a lot of research. It got to the point where, even though I knew what I wanted in a card, I was a bit confused and overwhelmed with all the opinions and information online. I wish I had a tool that could break down exactly what the monetary benefits were to each card, based on my spending habits, and the way I was going to use the card.

Fast forward to about a month ago when I was introduced to a really cool website called Can I Pay Less.

This is a unique website because it allows you to input how you spend your money and what rewards you’d like to receive – then the site performs an analysis against all credit cards available in Canada, and within seconds, you get to see the cash value of rewards based on your preferences. What I think the best feature of the site is that it can compare millions of credit card combinations to give you a personalized recommendation for the best credit cards for you to use in combination with each other.

For example, check out what happened when I inputted my data:

Screen Shot 2013-05-13 at 9.51.46 PM

This tells me that by using my current Capital One Aspire Travel World Mastercard, based on my average monthly spending habits, I would earn around $390 in rewards. But if I added the Marriott Rewards Visa and used it for spending in restaurants, I could potentially earn a lot more in rewards each year.

If you click on the Card Details button, you will get an even further breakdown of how the rewards would work:

Screen Shot 2013-05-13 at 9.55.57 PM

I’d still have to do some additional reading, but this is EXACTLY the tool I wish I had known about last year – or even years ago. It likely would have saved me hours of research when all I really wanted to know was what card was right for me, and whether my combination of cards was working for me.

What do you think of the Can I Pay Less website?

 

Spending Recap: May 6-12, 2013

Monday 6th
No Spend Day!

Tuesday 7th
+ $20.45 Ebates
$68.25 accountant

Wednesday 8th
+ $300 freelance income
No Spend Day!

Thursday 9th
No Spend Day!

Friday 10th
+ $461.36 freelance income
$10.16 lunch
$97.66 Lucky Jeans
$15.13 MEC (bicycle lock)
$40.18 gas

Saturday 11th – Okanagan
$41.68 gas
$17.13 taxi
$105 Mission Hill Winery Tour (for 2)
$40.10 wine
$6.06 lunch
$25 hostel
$10.19 dinner

Sunday 12th – Okanagan
$36.89 gas
$9.78 lunch

Freelance Income: + $781.81
Expenses- $523.21

TOTAL: + $258.60

This was a good week – not necessarily in terms of spending (as you can see from the totals above), but as you can tell from yesterday’s blog post, it was really nice to get out of the city for the weekend and just relax. Work has been somewhat stressful lately, and I think we both just needed a break. It was expensive, but I worked extra hard this week to bring in some additional freelance income. I also picked up a contract that will bring in a few thousand extra dollars this month, which will be nice.

Also I splurged on a pair of jeans. I’ve been struggling for years to find the perfect pair, and thought I found what I was looking for with Levis. However my pal over at Save Spend Splurge recommended Lucky Jeans to me, and once I tried them on, I fell in love. They are the perfect fit, and definitely worth the almost $100 price tag.

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