HIRE ME - Give Me Back My Five Bucks


If you’re looking to hire someone to run your social media or advertising campaign, guest post on your website, write a column, ghost write for your company, design your business cards – or anything in between – you’ve come to the right place.

I have over 5 years of experience writing, blogging, designing, marketing, and interacting with people online. My client list comes from a wide range of industries, including provincial & municipal government, recreation, direct sales (multi-level marketing), non-profit, real estate, professional sports, telecom, and apparel/fashion.

As a professional freelance writer and blogger, I specialize in personal finance. I have been writing here at Give Me Back My Five Bucks since February 2007. I also write a column for the Toronto Star (moneyville.ca) called “20-Something & Change,” and contribute weekly to Canadian Living Magazine. I have been mentioned in publications such as The Wall Street Journal, Globe and Mail, MSN Money, Yahoo! Finance, The Consumerist, Toronto Star, FLARE Magazine, Metro News, Sympatico.ca, CBC Radio One, and the Financial Post.

Content-wise, I specialize in the fundamentals of personal finance – financial issues that students face, saving, getting out of debt, budgeting, real estate, retirement, and traveling.

Please take a look below for a sample of my writing. If you like what you see, please don’t hesitate to contact me at gmbmfb [at] gmail [dot] com.

You can also check out my LinkedIn profile if you’d like a more detailed description of my work experience.

Here are a few of my writing samples:


  1. I actually came across your blog with the search terms “can I give my degree back to the school?” I see, though, that ultimately you seem to be satisfied with your decision to obtain the degree, (even if other people liken it to basket-weaving, lol!). But, after a quick look around, I would still like to ask you what you think… I started my AS at a local community college, but later on transportation issues as well as a physical disability, I turned toward online education. I was desperate, too, which of course doesn’t exactly make for the best decision making.

    Anyway, I finished my AS in Interdisciplinary Studies (basically a glorified way of saying General Studies as Kaplan didn’t even have a Lib. Arts program) with Kaplan online and now owe over $16,000 for literally one year of school. After my experience in their classes, my decision to go back to school there was one of the worst I’ve ever made. Now, I’ve maxed out my federal aid for up to AS, so if I go back it has to be for a BA.

    I literally learned absolutely NOTHING going to Kaplan, seriously the education was comparable to maybe 6th grade it was so dumbed down. Lol,I did a final Capstone project, busted my A** on it, and got a D because I didn’t write, in the paper, “My thesis statement is…” or “The topic of this paragraph is…” My instructor wanted us to break all the rules of good, college level writing, so that she could grade easier.

    Most of the students in that class had no clue what they were doing, no idea why they were suddenly failing a class when they’d aced all their other classes because the instructors just gave A’s away like candy. I experimented and submitted a totally bogus assignment for one of my homeworks and yup, I got an A, even though it had NOTHING to do with the assignment or even the class.

    That’s the kind of stuff I was sold as a college education by Kaplan and their relentless admissions advisers. So, dear one, my question for you is have you heard of anyone being able to actually say return their degree to the school in exchange for the removal of the debt? This is such an unethical industry, this for-profit education, that profits HUGELY from federal student aid. Kaplan’s happy- they’ve been paid, leaving the burden of that $16,000 on the taxpayers.

    I even flat-out told the FA officer that I’d not had a job in ten years and didn’t plan on getting a job, that I just wanted to go back to school, and they told me “Oh, don’t worry about it, you’re making the right decision.” If I’d not been so desperate I would’ve totally listened to my intuition that I was screwing myself, but alas, hindsight is just that, hindsight, and can’t actually change the choice. My income, for now, is below $850/month and ALL my bills and living expenses must be covered by that… not much, right?

    Or, if I cannot “give” the degree back, do you know of anything I could do to protest it or maybe reduce it? My total debt is under $19,000 so getting rid of that $16-17,000 bill would be a huge help and let me actually go back to get an AS from a school that actually educates it’s students. Any ideas would be super helpful, I’m at a loss as to what the heck to do. My income-based monthly payment is actually $0, but that does nothing to help my credit, which is getting trashed my this debt. Thanks so much!!
    Love and Light
    Brandi H

  2. Excellent work, I’ve been looking around your blog. Cheers Mr.CBB

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