Give Me Back My Five Bucks

That little bit of student loan debt has been driving me INSANE. So to stop me from going crazy, here’s what I propose to do over the next 2 weeks: I currently owe approximately $2,700. This Friday is pay day, so I’ll pay $1,000. I’ll throw in my entire tax refund of $1,300. April 13th pay day, I’ll pay the balance off of around $400!!! So that means it will have taken me one year to get rid of that dumb student loan debt. One year on the dot, as a matter of fact. The seemingly unbelievable goal will be … Continue reading →

Well, I’m only getting a refund of $1,300, but that’s still a decent amount of money. So, what should I do with it? Should I put it all towards my debt? Put it in my emergency fund, or stick it all in my condo down payment fund? Or split it up a few ways? Right now, I’m leaning towards getting my emergency fund up above $1,000, so I can put $500 towards that, which will leave me $800 to go towards my debt. Is that a reasonable thing to do? It’d be nice to get my condo down payment fund … Continue reading →

Well I decided to take the plunge and check out my credit score on Equifax. Since I’m looking to buy property in the next year, I want to be able to give myself enough time to fix any errors I find on my report, as well as boost my score. It’s not as bad as I thought it was going to be, but it’s also not that great either. Okay, so it’s 727. There, I said it. It’s out in the open for the whole blogging world to see. Not that a lot of people read this blog, but you … Continue reading →