Give Me Back My Five Bucks

Note: this is a post brought to you by Genworth Financial. We are living longer lives. Life expectancy has risen almost ten years beyond what it was in 1960. So with the cost of living increasing beyond the rate of inflation, budgeting for life post-retirement is so important. To complicate matters further, at least 70% of people over age 65 will require some long-term care and 40% of people under age 65 already require long-term care. So we should also be factoring the cost of long-term care into our long-life plans. But then long-term care becomes yet another expense that … Continue reading →

If you are wondering how you will afford all those things you want in the future – be it new cars, home improvements or holidays – it is hard to see how that will happen when every penny you earn is already accounted for. A debt management plan is usually used for people who are suffering severe debt problems but there is no reason why you cannot complete your own type of debt management plan by seeing advice from other people, and seeing where you can take positive action to avoid the worst case scenario of bankruptcy. A debt management … Continue reading →

With the economic climate forcing everyone to tighten their purse strings, it can be hard to find the extra cash at the end of the month for the little luxuries that make it all worthwhile. But there are ways, even on the tightest of budgets, to free up a little extra so that you can treat yourself to an occasional luxury, be it a little shopping spree, a weekend away, or a meal out at your favourite restaurant. Over the last 10 to 15 years, more and more retailers have promoted their services online and one way of grabbing the … Continue reading →

Note: This is a guest post by Robert Sommers. Robert is a freelance mortgage and real estate writer and an amateur investor based out Baltimore. He has worked for over 25 years as a licensed real estate agent in all areas of commercial and residential real estate. For all you hopeful homeowners out there, a reminder that the home buyer tax credit has recently been extended by Congress. The popular program is now being offered to all eligible home sales occurring between January 1, 2009 and April 30, 2010. Its basically offering the same thing as the last version- a … Continue reading →

The post below is the $700 opp! :) I can’t believe I actually got it!!! What should I do with the money?