Give Me Back My Five Bucks

NOTE: this is a post from comparethemarket.com One of the best ways to get over all the money that you spent, and all the food that you ate over the Christmas holidays is to save – both money and yourself – in the new year. January is usually the month in which many people try the hardest, because they’re trying to keep up with their New Year’s resolutions. If you want to be on the cutting edge of saving, you will take the habits that you form in January and duplicate them throughout the entire year. Once you get started … Continue reading →

NOTE: This post is brought to you by JanDrugs.ca Saving money hasn’t always been exactly the sexiest topic among the younger demographic. Stashing cash for a vacation or a car makes it palatable in younger years, but building the practice of thrift into your lifestyle usually (but not always) comes with a bit more age and financial responsibility. Interestingly enough, thrift and age often clash at the intersection of health care – specifically prescription medications. Age can bring ailments and ailments can sometimes throw thriftiness by the wayside. The price of prescription drugs can be an unexpected and sometimes lengthy … Continue reading →

Note: this is a post brought to you by Genworth Financial. For most 20-somethings, buying life insurance probably ranks as high as retirement planning on your to-do list. It’s understandable that considering life insurance can make people uneasy because buying life insurance puts us all one uncomfortable step closer to accepting that we are human – that we won’t live forever.  Ironically, planning for the end can actually serve to ease some of that anxiety. It can even be empowering to know that you’ve taken steps to ensure your family’s security. The cold hard fact of debt is that the obligation … Continue reading →

Note: this is a post brought to you by Genworth Financial. We are living longer lives. Life expectancy has risen almost ten years beyond what it was in 1960. So with the cost of living increasing beyond the rate of inflation, budgeting for life post-retirement is so important. To complicate matters further, at least 70% of people over age 65 will require some long-term care and 40% of people under age 65 already require long-term care. So we should also be factoring the cost of long-term care into our long-life plans. But then long-term care becomes yet another expense that … Continue reading →

If you are wondering how you will afford all those things you want in the future – be it new cars, home improvements or holidays – it is hard to see how that will happen when every penny you earn is already accounted for. A debt management plan is usually used for people who are suffering severe debt problems but there is no reason why you cannot complete your own type of debt management plan by seeing advice from other people, and seeing where you can take positive action to avoid the worst case scenario of bankruptcy. A debt management … Continue reading →