Give Me Back My Five Bucks

Okay well I added the $2,980 in debt (LASIK eye surgery) to my NetworthIQ today. I’m still inching closer and closer to a total net worth of $30k, and if all goes according to plan, I should reach that goal by the end of this month! Since January, my assets (excluding my car) have risen from $24,167 to $29,109. Which is an increase of $4,942, or an average of $988.40/month, and I still have another pay cheque coming this month. So even though over the months I’ve stressed out about not saving enough, despite all the setbacks, I still ended … Continue reading →

I’ve come to the conclusion that a really good PF move is if your significant other is a handyman. You know, the Home Depot-type guy. The kind that can fix and build most things. I mean, you don’t get to choose who you fall in love with, but when I was single, I was definitely drawn to men who work with their hands (and are actually good at it). I’ve dated the artsy guy, the nerdy computer guy, the jock – basically most types of guys. And while the nerdy computer guy definitely has his moments, in the end the … Continue reading →

I just realized something last night: I don’t have to pay the $725 rent I budgeted for May because I won’t be living in my apartment anymore come June. Now, I’m not really sure why that thought hadn’t crossed my mind before, but I’m extremely happy because of it. :) For the past few weeks I’ve been stressing out because I’ve been spending a lot more than usual … but now I feel a lot calmer. And now I can focus my attention on saving money. By moving in with BF, if I stick to my budget, I should be … Continue reading →

So it’s official: I’m moving in with BF for June 1st! :) I’ll be paying a flat $150/month. This will include all utilities, my share of internet/cable, and my contribution to the upkeep of the house. I will also be paying for insurance for both of us for the car. My mom said that it’s not too expensive to put another person on insurance, but I’ll have to go and check out what the rates are once I get a car. Yesterday we scoured Craigslist and a bunch of furniture websites. We definitely need a new couch and a fridge. … Continue reading →

According to CBC News, hands-on appraisals seduce consumers towards the cash register. “New research” shows that if consumers want to avoid making impulse purchases, they should refrain from handling items while shopping. Their “research” shows that merely touching an object increases the feeling of ownership. Do these people get paid to do these research studies? Because seriously … DUH! “Touch increases your feelings of ownership and it also increases the amount you are willing to pay. I would caution people not to touch when shopping,” said Joann Peck, an assistant marketing professor at University of Wisconsin-Madison School of Business. “Be … Continue reading →