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Philosophy Hope in a Jar

My face cream is dwindling down. I think I have 4, maybe 5 days left at the most. And as I was perusing Sephora online, I was comparing the prices between US and Canada. $38 US for a jar of Philosophy cream I was thinking about trying, vs. $50 CAD for the same one. I wonder if the prices in the stores are the same. I will make a trip to the mall today to check it out (I’m going to get my hair cut – haven’t gone over 3 months – my hair is looking a little sad).

But since I was contemplating a trip to Washington to check out Express jeans, it’s just another incentive to take a trip down if I can save quite a bit of money on my face creams. Depending on the prices in the mall store, that is. It might add up to be a good chunk of savings. Even with the exchange rate. And I’m all about saving money.

Just for reference, these are the items I was thinking of getting:

Total potential cost: $148 US

I anticipated paying around $150 to replace my entire face care regime, so this is right on track. Maybe a tad more. It is very rare that I have to buy everything all at once, but like I said before, I’ve only been using my day cream for the past 7 weeks, since I ran out of eye cream and night cream in December. Plus these jars are bigger by 0.5 oz than what I usually buy, for the same cost. Which is a bonus.

Happy Friday & Pay Day!

Well, as you can tell by my NetworthIQ, I’ve dropped a few thousand dollars this month. Which hurts a bit, because I worked my butt off to earn a lot of extra money this month. But I adjusted the value of my 2 vehicles (BF is buying my old Golf off me, so I adjusted for the amount still owing), and my Retirement Portfolio took a beating this month.

That being said, I was able to hit all of my savings targets that I set for myself in my February Goals. But I’ll have a re-cap of that sometime next week.

I’m also anxiously awaiting my tax papers. I made last-minute RRSP contributions since January 1, totaling about $2,000. I’m still really thinking about maxing out my TFSA this year instead of pouring all my money into my RRSPs – just to get a bit of diversity. I have less than 5% of my Retirement Portfolio in TFSA.

Cashing in my Swagbucks

So I finally had enough Amazon gift cards (from Swagbucks) to place another order with free shipping.

Here is what I ordered:

  • Dear John by Nicholas Sparks ($5) – kind of a guilty pleasure read. I find Sparks to be super super cheesy, but I’ve been wanting a light read and the movie has sparked my interest in this book.
  • Ryan Adams & the Cardinals: A View of Other Windows by Phil Lesh, Ryan Adams & Neal Casal ($20.38) – well, come on. I’m not going to not buy it. It’s a collection of about 200 photos of the band while on tour. Very excited for it.
  • No More Trouble Zones by Jillian Michaels ($9.99) – I’m really excited for this!
  • Yoga Meltdown by Jillian Michaels ($9.99) – it’s on pre-order right now and is the #1 selling yoga DVD on I figure Jillian will make a yoga workout pretty intense, and that will probably help me from getting bored. Definitely will be better than the Wii Fit yoga.

I heart Swagbucks and I heart getting all of these items for free. Because aside from that Nicolas Sparks book (has anyone seen the movie BTW? Any good?), I would have forked over to buy the items eventually.

Because I chose free shipping, everything will be shipped once that Yoga DVD is in stock. So I should get this order in a few weeks. Yay!

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A beginner's guide for Canadians looking to get their financial life in order. Get great info on budgeting and saving, RRSP's and pensions, investing types, insurance, and where to go for additional resources.

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