Give Me Back My Five Bucks

The BF just informed me that his entire pay cheque will not be enough to cover the amount he’s charged to his Visa card this month … and that he’ll have to take money out of his savings to cover his month-long shopping spree. (Which I personally think is hilarious b/c that man watches his pennies more than anyone I know). So, determined “to get the most value for his money” from the items that he’s purchased (all fishing-related gear), he took some holidays and left this morning to go camping/fishing up island … for an undetermined amount of time. … Continue reading →

Since I’ve decided to max out my RRSPs this year, and take them out for the First Time Home Buyer’s Plan, I decided to update my goals on the sidebar. I lowered my Condo Down Payment fund from $40k down to $25k, and increased my Retirement Portfolio goal from $3k to $16k. Combined, that’ll still give me the $40k down payment I need. This way, I can see my goals a little clearer. I also updated my NetworthIQ, and am pleased to see that I’m steadily increasing my net worth! :) Speaking of down payments, I got in touch with … Continue reading →

So I had another talk with the BF about potentially buying a place together. I told him I didn’t think I was financially ready to buy. I don’t have my EF set up, and I also don’t have a down payment available since my parents pretty much told me flat out they couldn’t loan me any money. Plus, I’m not sure if I’m willing to buy property with someone at the moment. I’ve always said that the first time I buy property (condo), I’m going to do it myself. And the BF really doesn’t want to live in a condo … Continue reading →

Well, it was pay day today, so I was able to put $575 into my condo down payment fund, $100 into the EF, and my auto payment of $50 into my RRSP. I also had to pay off what I spent on my credit cards … $570 in total (YIKES!!). The big expenses I had this pay period were my new purse ($117), concert tickets ($65.73 after the exchange rate), dinner with the BF ($50) … and I had to buy us bus tickets down to Seattle for next weekend’s trip ($57.90 for 2 round trip tickets). The BF is … Continue reading →

Yesterday the BF and I went for a 3 hour hike with his dad through Goldstream Park, and all the way up to the active train trestle 300 ft. above the river. On our hike back down, we also saw two abandoned gold mines. It was a great way to get in some exercise, since the BF hates going to the gym. He thinks it’s too boring, and would rather exercise outside doing something fun. Afterwards, we were invited back to his parents’ house for dinner, and who are we to say no to a free meal! :) Below are … Continue reading →