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October 2012 Goals: Recap

Over Budget:

  • Food – I paid for more groceries this month than normal. We usually try to split it 50/50, but it’s been more convenient for me to go to the store. Also, this category includes my daily Starbucks coffee. :)
  • Travel – Yeah, both Paris and Munich ended up being a lot more expensive than I thought it would be. But Oktoberfest was an amazing experience, and the money we spent on food in Paris was worth it.
  • Car & Transportation – We took public transit a few times to see some touristy things in Stuttgart.

Net Worth Change: + $1,160 (+ 1.58%)

It wasn’t as big of a jump as I was expecting, but I’m still waiting on payments from some major clients.

October 2012 Goals:

  • Run 10km. FAIL. I don’t really have a good excuse, but I can make up a bunch of crappy ones: I worked late often, and it started snowing and the temperatures are in the negatives now (and I don’t have anything to run in besides a t-shirt and shorts).
  • Read The Book of Business Awesome. CHECK! It was a really fun read, and I’m looking forward to reading it again over the Christmas break.
  • Write at least 1x/week on Frugal Wanderer. FAIL. I started off the month well, but once I committed to redesigning GMBMFB, I had to dedicate all of my time to that project instead.
  • Start looking into redesigning GMBMFB. CHECK! Well, I finished the redesign. Even though there are still a few things to work on, the theme is up and running, and I’m really happy with how everything looks.
  • Increase my net worth by $1,000. CHECK!

Ongoing 2012 Goals:

  • Post a new photo every day on my Tumblr account, My Life In Pixels. This goal is dead. As much as it pains me to give up, I just don’t have time to maintain my Tumblr account on a daily basis, and work on Frugal Wanderer at the same time. :|
  • Only post my own photos on GMBMFB. CHECK! I also joined Instagram this month, so if you’re on there, you can find me at krystalatwork.
  • Write one post for another blog or website. PASS. I’ve actually started to get more writing assignments from my current clients, so I’ve been working hard on that. I also did a short blog interview this week, and a media interview.

October 2012 Goals

Well, October is finally here. It’s an exciting month because we leave for Turkey on October 30th (it’s the trip I’ve been looking forward to the most), but it’s also a bit of a downer month because I will officially leave my 20’s. :) I finally get the whole “age is just a number” thing, because I don’t feel like I’m 30. I don’t want to get into a whole reflection post, but it’s been a pretty wacky 30 years for me. Even though I’ve had a bunch of disappointments – getting fired, failed relationships, athletic burnout, major money problems – I’m coming out of my 20’s stronger than ever.

Although I want to say I’m excited about turning 30 in a few weeks, I’m not. Maybe I’ll be okay with it in a few months or years, but not now. I want to stay a 20-something forever. Maybe. :)

Oh, in case you missed it, I recapped my Oktoberfest experience on my other blog. Take a look if you have a few minutes.

Anyway, here is my budget for October:

It should be noted that the travel budget only accounts for 1 day in Istanbul. The rest of the money will be coming out of my November budget.

October 2012 Goals:

  • Run 10km – I seem to suck at setting specific running goals (like running 2-3x/week), so instead I just want to run 10km. In September, I got to about 6.5-7km, so I might as well push myself a little farther to see what will happen.
  • Read The Book of Business Awesome – I’ve been wanting to read the new Scott Stratten book for a long time, and I have a feeling I’m going to devour it.
  • Write at least 1x/week on Frugal Wanderer – I didn’t realize how time-intensive posting on my new site would be. Having to edit photos is the big time killer. I have so many post ideas, but it’s been hard to take the time to produce them.
  • Start looking into redesigning GMBMFB – I know I just redesigned it last year, but I think it needs a cleaner look. I really like how I created Frugal Wanderer, so perhaps I will use the same theme and do it all myself instead of hiring someone else again.
  • Increase my net worth by $1,000. My online advertising income has been fluctuating wildly this year. One month it was $218, and another month it was $2,700. The only thing that has been constant is my freelance income, but I’d like to give myself a bit of a boost going into 2013.

Ongoing 2012 Goals:

  • Only post my own photos on GMBMFB.
  • Write one post for another blog or website.

September 2012 Goals: Recap

Over Budget:

  • Cell Phone – I bought a €30 credit, even though my German phone only costs around €8/month.
  • Food – We splurged and bought a bit more meat this month on our grocery trips. But, $161 for the month is still pretty good when you consider I go to Starbucks every single day, and those costs are included.
  • Household – laundry! The good thing is that our building has a new owner, and they are allowing us access to the laundry facilities in the building… meaning we might not have to pay for laundry going forward.
  • Entertainment – we went to see a movie (Ted), and went out for dinner a couple of times.
  • Clothing – I bought a few pieces of clothing to replace the stuff that I had to throw away last month due to bed bugs.

Net Worth Change: – $901 (- 1.21%)

I forgot to factor in the fact that I had to pay property tax on my home during the previous month. :|

September 2012 Goals:

  • Run 2-3x/week (even when travelling!). FAIL. I ran 5 times while I was home in Stuttgart, but I spent half the month travelling (1 week in Toronto, 4 days in Budapest) and jet lag destroyed me. Plus, I was so swamped while in Toronto that even if I didn’t have jet lag, I doubt I’d have been able to run. I was up by 6am every morning, and never got home before 11pm. The good news is that I’m steadily improving my times, and I’m ready to get back on track with my goals.
  • Increase net worth by $1,500. FAIL. I forgot that I hadn’t factored in my property tax, and I assumed I would get paid out by a couple of clients, but I haven’t yet. However, I did receive a raise from a client, so that will be nice.
  • Replace damaged clothing. CHECK! I found a nice wool cardigan (although, not as nice as the one I ruined), and I also picked up a dress from Esprit.
  • Keep trip to Toronto to under $1,700. CHECK! The total damage (not including my orthodontist appointment or visit to the clinic) was $1,648 ($806 flight + $446 accommodation + $396 spending). That also included a $65 hair cut, which I hadn’t really factored. But the good thing is that the majority of the expenses I’ll be able to write off come tax time.

Ongoing 2012 Goals:

  • Post a new photo every day on my Tumblr account, My Life In Pixels. This goal is dead. As much as it pains me to give up, I just don’t have time to maintain my Tumblr account on a daily basis, and work on Frugal Wanderer at the same time. :|
  • Only post my own photos on GMBMFB. CHECK! I also joined Instagram this month, so if you’re on there, you can find me at krystalatwork.
  • Write one guest post for another blog or website. CHECK! Well, I’m writing a series of posts for another blog, and I did a few blog interviews as well.

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