Give Me Back My Five Bucks

May is a fresh start. I have a new job and new savings objectives. I’m very happy to be working and able to save again. My budget is just about normal for me. I added in $$$ for Travel (going back to the island to see a concert with my sister and BF and I will be going on a hike), as well as extra into Transportation. I need to fill up on gas every week because of my commute, and we’ll use at least a tank during our hiking trip. May Goals: $600 into Retirement Portfolio (RRSP & TFSA) … Continue reading →

Okay, so April was kind of a gong show. I clearly went over my budget by -$977.52. But, I also received a pay cheque AND my tax refund – which is the reason for my over spending. So even though I over spent on my budget, I still ended up cash positive for the month and actually ended up saving money. Notes: Car Payments – I made an extra payment this month, but not on purpose. I just forgot that in the real world where people are employed, it was a 3 pay cheque month. :) Medical & Health Care … Continue reading →

Well, March wasn’t as tragic as I thought it would be, what with me losing my job and all. I ended up going over my budget by about $10, which isn’t that terrible, but I had a lot of miscellaneous expenses. I did definitely tame my spending after I lost my job, and I’m looking for April to be a barebones month. March Goals: Workout 6x/week. FAIL! After I lost my job, I just slummed around for a few weeks. Near the end of the month I got back on track, but I couldn’t erase what was already done. $150 … Continue reading →

Well, April is going to be a funny month. I don’t exactly know what’s going to happen in terms of employment, so I’m budgeting for my EI income ($914 bi-weekly before taxes – uggghhh). I don’t think I’ll be getting my first EI payment until closer to the end of the month, so we’ll see how this works out. I might have to pull money from my Emergency Fund to get me through to my first EI payment. My goals for the month are pretty simple. Since I don’t have much money coming in, I highly doubt I will be … Continue reading →

Okay, March is all about getting back on track. Now that the Olympics are gone, I anticipate all of my spending to go back to normal. I’m planning to go home for one weekend out of the month, and we have a potential ski weekend planned with 2 other couples. This may or may not happen, but I will plan for it anyway. BF is gone for about half of the month for training, so that will definitely cut down my variable spending. March Goals: Workout 6x/week $150 into Savings Fund $100 into Emergency Fund $550 into Retirement Portfolio (RRSP … Continue reading →