Give Me Back My Five Bucks

I just found out that a good friend of mine got fired yesterday from basically her dream job. I don’t really know the details, but we both graduated from the same program together last year, and she’s an amazing graphic designer (a million times better than me). Anyway, it got me to thinking: if I lost my job right now, today, I’d be fvcked. Royally. I have less than $400 in my emergency fund, and debts still looming over my head. I need to pick it up, because I know I’ve been slacking at work the past month or so. … Continue reading →

I’ve been wondering if I’m making sound choices with my investments. I want the most “bang for my buck,” but with limited investment knowledge, it’s hard for me to grasp exactly what I should be doing. My emergency fund is currently in a PC Financial Interest First account that’s earning 3% interest. Once I have over $1000, I will transfer the balance into the Interest Plus account, which will earn me 4%, plus an anniversary bonus each year I keep a minimum of $1000 in the account. The reason why I chose this account is because it’s highly liquid. I’ll … Continue reading →

I decided to start this blog for a variety of reasons, but mostly because I want to clearly outline my financial goals, and write about my failures and (hopefully) my successes along the way. I got really inspired by reading other financial blogs (listed on the sidebar of this blog), and seeing that I’m not the only one who’s made mistakes in the past. For me, it’s good to have my financial profile out in the public – no more secrets. It makes me feel good that I’m actively working to change my way of life. Investing is very important … Continue reading →