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Goodbye LASIK eye debt

Well, earlier today I sent in my first and only payment for my LASIK eye surgery. I was very lucky to have gotten approved for a 12-month 0% interest loan. Although, if I had to do it differently, I would have saved up the money and paid for it in cash. As most of you remember, I decided to get it done with the 0% interest loan because I thought we were going traveling, and if any complications were to occur, I wanted ample time to get corrective surgery before we left for our trip. But how was I to know that we would end up putting our trip on hold …

Still, the LASIK surgery changed my life. I can’t imagine going back to wearing glasses. My quality of life has improved so much, and I’m so happy that I got it done. In fact, I wish I had gotten it done a long time ago.

Next task is to build up my Savings Fund again …

Manual vs. Electric toothbrushes

Let’s take a poll: who uses an electric toothbrush, and who uses a manual one?

I’ve used both (but always those inexpensive $10 Crest spinbrush toothbrushes), and have always gone back to a manual one. Manuals are easier to travel with, less wasteful (I’ve never used the rechargeable kind, just battery-operated – and usually it’s cheaper to buy a new spinbrush than replace the batteries), and I feel like electric toothbrushes just can’t get my teeth as clean because aren’t they just spinning around the gunk?

My mom is so set on the fact that electric toothbrushes are superior in every way and was shocked when I told her that I use a manual toothbrush. She even gave me a stern lecture yesterday on why I need an electric one ASAP.

I remember my dentist once saying that if I’m going to go electric, I’m better off getting a more expensive one because of the higher reps/pulses or something like that. And because they have timers and pressure monitors, etc. And that if I could only afford a cheapo $10 spinbrush, then I’m better off with a manual brush. Which is what I’ve been using.

Anyway, I’m not in the market for an electric toothbrush, but I was wondering what everyone else uses. I know my sister and her BF use electric and BF and I both use manual.

Thoughts?

Cost of prescriptions

For the most part, not having extended health benefits through my work isn’t that big of a deal. It would definitely be nice, but I’m young and in good health. I’ve never been away sick from work for more than 2 days, and I don’t have any medical problems.

It just hurts when I have to renew my BC prescription. Instead of my normal 3-month supply, I just bought out my entire 6-month prescription to avoid another $8.60 dispensing fee. Total damage? $84.11. Yuck. Although, I suppose $84.11 every 6 months is nothing compared to, you know, how much a baby costs. :)

I budgeted $50 for my prescription this month, so clearly I’m going to go over that amount. Which I’m okay with, because I’m set for the next 6 months instead of the next 3.

Oh, and another bummer for not having extended benefits through work? I have to pay MSP ($54/month). So boo to that.

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