Give Me Back My Five Bucks

NOTE: Today’s guest post is from Robb Engen who writes about Canadian personal finance at Boomer & Echo, as well as at Moneyville.ca. We all know that teenagers are out of touch with reality, expecting to earn $90,000 per year by age 30. In my experience, many single 20-somethings are just as clueless when it comes to creating a realistic financial plan. I read an article recently about a 22-year-old man named Sean who just graduated from college and started working for an investment bank. His goal was to be financial free by age 33, and here’s how he planned to do … Continue reading →

What did you do last night? I’m not asking because I’m some sort of creeper. I mean, I am kind of a creeper, but that’s not why I’m asking. Let me tell you what I did last night. After getting home from my day job, (at 5:30) I cooked up some Kraft Dinner and ate it. Once my gourmet dinner was eaten, it was time to start the side hustle. From 6:30 until 9:30 I researched a couple of blog posts, responded to advertiser inquiries, brainstormed future post ideas and did a little under the desk tweaking of my blog. … Continue reading →

NOTE: The following guest post is from Kerri-Lynn McAllister, Community Manager for RateHub.ca It always amazes us in the mortgage industry how consumers will try to save a few dollars here and there via coupons, loyalty cards, etc – yet, when it comes to their mortgage, the same effort is not put forth. Not only should you compare mortgage rates and seek advice on products and terms, as a first-time home buyer, you should also be aware of the programs available to you that help recoup some of your investment, amounting to hundreds and even thousands of dollars. Here are … Continue reading →

Note: Today’s guest post is by Cait, who writes over at Blonde on a Budget. She is a 20-something who is blogging about her journey from being maxed out, to becoming a balanced and financially sound woman. Once twenty-something’s reach a major milestone, like graduating from university or turning 25, they are hit with a number of questions. When are you going to get married? What part of town are you looking to buy in? And when are you going to have kids? Being single at 26, my answer to most of those questions is, “I need a boyfriend first.” But … Continue reading →

Note: Today’s guest post is from Fabulously Broke, a 20-something who is currently a full-time hotel dweller, working as a freelancer in a big city. I am a minimalist. Actually, I didn’t know it was called “minimalism” when I first started, I called it being a “modern nomad”. What that term meant for me was someone who has the same lifestyle as a gypsy (traveling with what we own), but using a plane and living in hotels instead. I didn’t become a “minimalist” until around 2009. I wanted to become one, simply because I hated carrying all of this junk from city … Continue reading →