Give Me Back My Five Bucks

So Employment Services called me yesterday afternoon. After asking me some ridiculous questions, she said she would have to contact my previous employers to verify everything that I had said was correct. She didn’t know how long that would take, so she wasn’t sure when my claim would be finalized. I really really hope this gets done by the end of the week. I got a call from Shaw Cable today, and signed up for high-speed internet and basic cable for about $60/month. Plus, there’s a promotion going on where I get a free modem. I’m happy with that … … Continue reading →

… but only if you’re Canadian. And have a PC Financial Mastercard. Maybe I’ve been out of the loop for a while, or maybe I didn’t research hard enough, but I just found out that through my PC Financial Mastercard, they are offering a 30-day trial called Credit Alert where I can view my credit score & report (and have my credit files monitored every business days at both Equifax and Trans Union). After the trial, it’s $14.99/month … so as long as I remember to cancel my subscription to it before the 30 days are up, it looks like … Continue reading →

A recent reader made this comment: ps said… If you have already closed your TD chequing account, then well, end of story. If you haven’t, then don’t, if you possibly can. The reason is that since you have had the TD account for so long, it is reflected in your credit score. If you close down your older financial association, you might hurt your credit score or so I’ve heard. You can find a lot more info on bankrate.com Is this true? I thought the only way a chequing account would impact my credit negatively is if I had a … Continue reading →

So, since I’ve decided to try and not spend money until the end of the month (except for necessities like groceries, gas, bills), I realize that this is going to be harder than I thought. I have three separate coffee dates with three of my very best friends coming up, so how can I avoid that? Maybe I’ll suggest getting the coffee “to go” so we can walk around the water, and just bring a water bottle instead. But that’ll only work if it’s nice out. I also lent a co-worker $1 yesterday. Does that count as spending? I don’t … Continue reading →

Well I decided to take the plunge and check out my credit score on Equifax. Since I’m looking to buy property in the next year, I want to be able to give myself enough time to fix any errors I find on my report, as well as boost my score. It’s not as bad as I thought it was going to be, but it’s also not that great either. Okay, so it’s 727. There, I said it. It’s out in the open for the whole blogging world to see. Not that a lot of people read this blog, but you … Continue reading →