Give Me Back My Five Bucks

Earlier this week I noticed a strange $75 charge on my American Express card. I keep all of my receipts and track my spending through Quicken, so I was positive I had never made that purchase. I Googled the name of the company, and found out that they were selling dedicated server hosting. Clearly I did not make a purchase through them. So I called them up. They were very helpful and were able to tell me that someone used my credit card to make the purchase online – using a different e-mail address than mine, and a different billing … Continue reading →

I currently have a CIBC Dividends Visa card, and am looking to replace it with another Visa. Preferrably a travel rewards card, but am happy with cash back too. I am happy with my Amex and my Mastercard, and feel like they are on-par with the top no-fee rewards cards (Amex gets 1.25% back on travel and Mastercard gets 1% back on groceries, both with no annual fee). And I could just get rid of the Visa altogether, but I like having 1 of each card. But the CIBC Dividends Visa card is lacking because it’s on a tiered system … Continue reading →

My awards dividends from my CIBC Visa card just posted to my account today. This year I earned $95.21 for using my credit card. About half of what I earned last year, but that’s because my Amex became my primary card this year. That brings the balance of my Visa down to $2.70, which I paid right away. What a nice surprise! :)

Well, since I got my American Express card back in October, I’ve already earned over $200 towards our plane tickets for our trip next summer – thanks to bonus points if I spent $3k in the first 6 months! :) That makes me very, very happy. I use my Amex card for everything I can, and I’m surprised at how many places take it. So I always ask if they take Amex before using my MC/Visa or debit. In case you’re wondering, I have that American Express Blue Sky credit card. There is no annual fee, and zero travel restrictions. … Continue reading →

I called the credit card company that I accidentally made a payment to, and they’re just going to issue me a cheque. :) I should get it in the mail in about 2 weeks. While I was looking up my credit card number on the internet, I also couldn’t help but sneak a peek at my RRSP portfolio. OUCH! OMG. I have put in $1,500 this month, but I can see my balance is $400 lower than it was at the end of last month … so that means almost $2,000 has disappeared in 3 weeks. Not that I’m panicking. … Continue reading →