Give Me Back My Five Bucks

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Spending a bit of money

Yesterday, just for the fun of it, we decided to go out for sushi. We’ve been doing really well with not going out to eat, so it was nice to relax and have a nice dinner. I treated, and it cost $40. This came out of the Entertainment portion of January’s budget. I’m still going over my monthly budget, but it looks like I’ll make my budget this month! I’m about $75 under right now.

I also spent $58 on my 3-month car service. It was a little pricier than I had anticipated. I guess I’m not used to using $25 motor oil? I was also surprised that they washed my car, and vacuumed and cleaned the inside. Which was nice. I forgot about the 3-month service when I made up this month’s budget, but thankfully I haven’t been driving much so I was able to squeeze it into my Car & Transportation budget and I’m still under for the month in that category. :)

In case you’re wondering, any problems with the car is covered by warranty. I don’t pay for labour when it comes to regular maintenance, but I do have to pay for fluids, filters, etc.

Need a free Car Cost Canada report?

In order to get over $1,000 off the sticker price of my new car, I purchased a report through CarCostCanada.com, which lists the wholesale price of a car, plus any dealer/factory rebates/incentives that are on the table.

When I went to buy my car, and I went in to talk numbers with the manager, he seemed pretty shocked that I had brought along the Car Cost Canada report. The salesperson even said “wow, you sure did your homework.” And I didn’t even have to negotiate! I showed him the report, said I wanted a set amount off the price of the car, and he just went and did it for me, no questions asked. Exactly how I like to do business.

I have 12 unused reports left, so if anyone out there is at all considering purchasing a new car in the near future, send me an e-mail at krystalatwork [at] gmail [dot] com with the make/model/information of the car you’re thinking about, and I can send you a free report on it. It would be a shame to let those reports go to waste!

***UPDATE***
Please note that I have given away all of my Car Cost Canada reports. But if you are in the market for a new car, I would strongly urge you just to fork over the money and buy a report for yourself. It is well worth the money, even if you only get a few hundred dollars off.

Switched over auto insurance

Okay well after it was all said and done, I only ended up saving $213.02 on my annual insurance. Which is still a huge amount, but it’s not as much as the online quote I got yesterday. Part of it is because they don’t have 2010 vehicles updated online yet, so when I called customer service they said just to pick the 2009 model “because it would be the same discount.” HA! Wrong.

That’s okay though. If BF insures his car through CDI when it comes due (in 2 weeks), I’ll save another $100 on my insurance. Not bad! Although I think it will be cheaper for him to go through ICBC since it’s an older car. But we can always do the online quote to see. And next year I should be able to get an even bigger discount.

Now tomorrow I have to go in and cancel my extended ICBC coverage because they don’t let you do that over the phone (lame).

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