Well, the car ended up being a total write-off.
I forgot about the cost of renting a car for BF when he gets back – so he can get to and from work, sort out paperwork with ICBC, go to the car dealership, get a new car, etc. His insurance covers rental cars, but unfortunately only for the owner of the car, and not for me.
So for a 9 day car rental, it will cost me about $250-275 through National when it’s all said and done. That also includes a $35-off coupon.
Wow what a roller coaster of emotions over the past few days. Sad that BF is gone. Scared when I got lost driving to the ferry terminal. Happy to see my sister. Excited to start our road trip. Terrified when I crashed the car. Thankful for family. Lonely and anxious. Depressed. Stressed out. And now. Relieved.
For such a major car crash, this is the best possible scenario. Everyone is alive and well. No blood or broken bones. And thankfully, everything will be covered under BF’s insurance.
Here is what I am responsible for paying:
- $110 driving ticket (unlawful lane change)
- $500 deductible
- $400 (approx) insurance (that’s how much BF will have to pay extra on his insurance over the next 4 years combined)
TOTAL = $1,010
I was also really scared that this crash would impact whether or not we could go traveling – whether I’d have to pay for all the damages out-of-pocket, or if we have to stay in the province until the other woman finalizes her claim, etc. But the adjuster said that I would have nothing to worry about, and if it came down to it, a phone call would suffice, or they would just wait until we got back if it was something they needed us for.
Later today I should find out whether BF’s car is a write-off or not.
I am sure there are other expenses to pay along the way that I’m not taking into account. But thankfully I have my Emergency Fund to help me out with this one.
Things that got ruined in the car crash:
- Canon G-10 camera
- cell phone (still sorta works, but sometimes buttons aren’t responsive)
- 30 gig iPod video
Things that didn’t get ruined in the car crash:
- My sister
- The other woman
I drove a car this weekend. My mom let me borrow her car to go to the mall with my sister. I didn’t think I’d get behind a wheel that fast. But I’m glad that I did.
Other than stressing out about this whole situation, I had a good visit home. I got to see some family that I don’t get to see that often. We had a delicious Easter dinner, and a yummy brunch the next morning. My sister and I decided to try our luck at shopping again and I basically spent all the money I had budgeted for our trip to Idaho. My sister spent her money too. Probably not the smartest thing to do, but after such a horrifying weekend, it didn’t even cross my mind to do anything else but spend the money. It seemed like the right thing to do. Weird logic, but I’m still glad we did it.