Give Me Back My Five Bucks

Last night I went to a friend’s house for a BBQ. There was nothing else on, so she forced me to watch The Last Song on her laptop with her. I absolutely cannot stand Miley Cyrus. And also, it was literally the worst movie I have ever seen in my life. But do you want to know what the most horrifying part of the entire night was? The realization that she was the best actor in that entire movie. Everybody else was so awful that I wanted to stab my eyeballs with knives. Moving on … in news about my … Continue reading →

Yesterday as I was driving home from work, I got rear ended while sitting at a stop light. I wasn’t hurt, but my poor car has a bunch of scratches and a huge hole in the bumper. :( And the guy who hit me didn’t even say sorry! He acted as if I was being a nuisance, asking for his license and insurance. And he was tapping his foot impatiently as I wrote down all of his information and took photos of the front of his car. I was worried because I have private insurance through CDI and didn’t want … Continue reading →

Over the past week, BF’s car (my old 1994 VW Golf) has been slowly dying. There are many things wrong with it. Because the repairs would cost about double what the car is actually worth, BF has found himself a used older model Jeep. He got a good deal, and says it’s in great condition and will last him for the next few years until I finish paying off my car loan – and then he’ll be able to buy something newer. That way we will still be able to easily afford a mortgage (our plan is to buy in … Continue reading →

Well, as you can tell by my NetworthIQ, I’ve dropped a few thousand dollars this month. Which hurts a bit, because I worked my butt off to earn a lot of extra money this month. But I adjusted the value of my 2 vehicles (BF is buying my old Golf off me, so I adjusted for the amount still owing), and my Retirement Portfolio took a beating this month. That being said, I was able to hit all of my savings targets that I set for myself in my February Goals. But I’ll have a re-cap of that sometime next … Continue reading →

When I bought my car, my loan payments were scheduled to come out of my chequing account bi-weekly on Mondays (1st & 15th of this month). It was really annoying, having to remember and calculate payment times. So I called into BMO last Wednesday to get them changed to bi-weekly on pay day Fridays. They said they would send me some paperwork which I would have to send back to them before they could get authorization to switch the dates – meaning the next payment would be on the new date of the 19th, since I was too close to … Continue reading →