Give Me Back My Five Bucks

Can you believe the snow? It’s insane! It’s nice now that it has stopped snowing. But I’m just dreading when the snow starts to melt and all the slush freezes overnight. It’s going to be a nightmare. My December budget is officially out the window. It’s horrible. I’m already dreading the month-end recap I’ll have to do. I’ve spent way way way too much money on Christmas gifts this year, and I also dropped $110 last night on Canucks tickets for tonight’s game vs. the Anaheim Ducks. That’s a lot of money to spend on 3 hours of entertainment … … Continue reading →

I woke up at 3:30am last night and realized I forgot to add 2 categories to my monthly budget. Actually, I woke up because BF’s arm was across my face and I was having a hard time breathing … but as I was trying to get back to sleep, I remembered what I had forgotten to add (MSP payments and hydro – 2 pretty important things!). So below is my revised revised budget: $2,830 net monthly income – $725 rent – $10 hydro – $55 MSP (it’s actually $54/month, but I hate making budgets with numbers not divisible by 5) … Continue reading →

So back in September, I put together a rough budget. Now that I’m fairly comfortable with the amount of money I’m making, I’ve made a few revisions. Here is my old budget, and below is my new budget. $2,830 net monthly income – $725 rent – $40 cell phone – $70 internet/cable – $200 food (trying to keep to a $150 groceries/$50 dining out split) – $20 household – $100 entertainment – $80 travel home – $20 personal care – $10 transportation (bus) – $30 clothing (I said I wouldn’t buy clothing, but this is for incidentals – you never … Continue reading →

So this isn’t going to be a strict budget, but it will give me an idea as to how much I’ll be able to work with, and what I should be saving if I’m responsible with my money. $2,700 net monthly income- $725 rent- $40 cell phone- $70 internet/cable- $175 groceries- $100 dining out (includes 2 cheapo dinners and 2 lunches out)- $50 household- $100 entertainment- $80 travel home- $25 personal care- $20 transportation (10 FareSaver tickets)- $30 memberships/fees ($200/year for field hockey, and $125/year for climbing gym)- $20 scooter insurance + gas$$$ LEFT OVER = $1,265 Have I missed … Continue reading →

I’ve been feeling run down and a bit stressed out. But I want to get my finances in order now that I have a new job, and more money. I also want to start saving more, because my Travel Fund is dwindling down to nothing, and my EF has taken kind of a hit from my moving expenses (sidebar totals have not been updated yet). From now until January 1st, here’s what I’d like to accomplish: Pack my lunch every day – I can buy my lunch once per pay period. Cook more meals at home – I can go … Continue reading →