Give Me Back My Five Bucks

I just locked myself out of my PC Financial Mastercard account three times in a row, prompting 3 separate calls to Customer Service. Gotta love Fridays!

When I logged into my PC Financial account this morning, this is the message I got: (You can click on the image to make it bigger.) So, they basically slashed the bonus rates in half. Damn. Not that it makes a huge difference to me because I’m still in the 1st balance category of $1,000-$10,000 but still! Eventually I’ll be up at a higher tier. I bet the people who have more than $10k in a savings account with PC are going to be PISSED. But you really had to see this coming. That’s why most of my $$$ is … Continue reading →

I checked the PC and ING interest rates today, and I was shocked. PC Financial went down AGAIN. Then again, the last time I checked was back in March, so am I that surprised? PC Financial is down to 0.5%, and ING is at 1.2%. That’s a huge difference! The smart thing to do would be to open up new savings accounts with ING and deposit my PC money there – then just keep on switching, depending on who has the highest interest rate. That seems like a lot of hassle, but then again, interest rates really don’t change that … Continue reading →

I’ve had my PC Financial accounts (1 chequing, 4 savings) for over 2 years now, and I haven’t had a single complaint until today. I think it’s so irritating that I cannot transfer money between different PC Financial accounts. What I want to do is send money from my chequing account to a chequing account in someone else’s name. With my TD Canada Trust account, I was able to do it really easily. But apparently you can’t do it with PC Financial. WHY? WHY NOT!? Do they know how obnoxious this is? Grr!!

I called PC Financial yesterday to see if I could 1) get more access to money deposited into the ATM – currently I only have access to the first $1k, and 2) apply for overdraft protection. Let me first start off by saying I heart PC Financial. Even though they’re an online bank, their customer service reps are always very helpful, and I’ve never had a problem with them before. They’re fab. Plus, who doesn’t like free banking? The rep I talked to said I qualified for $1,500 access to ATM money (apparently you can only go up in $500-step … Continue reading →