about me
who is gmbmfb?
Hi, and welcome to my blog! :)
I started this blog in late February 2007 because I felt like I needed an outlet in which to talk about personal finance issues, and to keep myself honest and accountable for my spending. I am an ex-shopaholic, and I love(d) spending money. Unfortunately, it all caught up to me, and coupled with my daunting student loans, I found myself trapped under a mountain of debt.
I am a college graduate (April 2006), and I hold a 2-year degree in communications. I’d like to eventually get a degree, but I haven’t quite figured it out yet.
On May 11th, 2007 I became 100% debt-free, and my goal is to live well below my means for the rest of my life. Financial independence is very important to me.
about this blog
This is a personal finance (PF) blog. I try to keep all of my posts somehow related to my finances in every day life. Among other things, I am interested in investing, real estate, being frugal, and smart shopping.
You will not find “how to” posts on this blog. I will not list steps on how you should get yourself out of debt or manage your money. There are plenty of other blogs out there that do that. What I’m hoping to create is a window into my life. I want to show you how I manage my money every single day, my thought processes, my feelings, and hopefully a discussion will evolve out of it.
I have tried to keep this blog anonymous for privacy reasons, but in this day and age, it’s possible to track anybody down. I definitely know first-hand about that. Still, I’ve never officially disclosed where I live, and I’ve also never mentioned specifically where I work, or any names of the people that I write about. And if I post any pictures, I do make sure to blur out the faces of everyone in them.
This blog is also kept private from any of my friends and family in my “real life.” Only those closest to me even know I have a PF blog, and I would like to keep it that way. There are also a very select few in the PF world who know who I am (through Facebook). There’s something comforting in knowing that this blog is mine, and it makes me feel free to talk openly about my finances.
Blog disclaimer
I am not a financial adviser. I am not an expert. In fact, I hardly know anything about personal finance … but I’m learning. My posts are a reflection of my life experiences, so please do not make any financial decisions based on what I have said or done.




Comments»
I just noticed that there is a $5 bill in the background of your header! I was wondering where the $5 went (from your old blog design). Like it! =)
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Wow you are poor, I would shoot myself if I had that little cash