December 2017 Goals
I can’t believe it’s already December! Yes this post comes a little late, but I’ve been busy creating my 2018 budgeting spreadsheet, and getting ready to wind down the year financially so that I can start calculating my final numbers for 2017.
2017 has been a great year so far, and I think the last few weeks of December will be a lot of fun as well. There are year-end dinners and catch-ups with friends and family, and I’m also really excited to go up to Smithers for a snowy Christmas (although I hope it’s not too cold!), and then to Victoria to hang out with my friends and family.
My budget for the month is a bit higher than normal, and that’s because:
- December is a 3 pay cheque month for me, which is why my mortgage amount is higher than it normally is.
- We had to have some bloodwork and tests done on Zoey to make sure she was physically able to have the dental surgery in January. All of her tests came back great, which is a relief. The cost of the testing was included in the quote we got a couple of weeks ago, we just had to pay for that portion up front.
- I’ve budgeted for a few last minute Christmas gifts just in case, but I think we’ve managed to cover everyone already. :)
December 2017 Goals:
- Go see a physio – I’ve had issues with my hips since October when I somehow injured myself playing field hockey. I immediately stopped running and tried to rest my hips. And due to travel as well as how the field hockey schedule worked out, I even had a 2.5 week break from any real physical activity. But they’re still bothering me. So have to go get it dealt with before it becomes a real issue.
- Realistically plan for 2018 – there could be some major expenses coming up next year which could hinder our ability to take our normal ‘big’ vacation. I want to finalize my budgeting spreadsheet and make sure I have enough money saved up for these expenses – and if I don’t? Then I’ll see if my monthly budget need adjusting, or if I need to try to bring in more income.
- Pack my lunch every day – So far for December I’ve packed my lunch every day, and I hope to continue to do so for the rest of the month.
- Get out of the office – I’ve fallen back into the habit of never leaving the office during the work day. I need to start taking walks again, or going grocery shopping on my lunch break, so that I get a break from my desk.
Author: Krystal Yee
I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.