Give Me Back My Five Bucks

September 2017 Goals

Well our big trip of the year is in just a few days – we’ll be headed off to Portugal for 2 weeks, and then when we get home, we’re headed up into the mountains for a 3 day trip. This vacation, plus field hockey insurance fees, getting our home set up for a cat, and paying for a Christmas flight to see RD’s parents means that September is going to be very, very expensive.

I doubt I’ll actually be able to save any money this month, but that’s okay. I’m secretly hoping our Portugal trip will end up costing less than we think (our flight/hotel/car rental are already paid for) because we have about $300 in travel rewards that I can put towards our expenses. But if not, the monthly budget can accommodate that.

You might notice that I’ve added another line to my budget’s Fixed Expenses below – which is my climbing membership. This is the first time we’ve actually gone ahead and committed to a membership – and it’s also the only time I’ve bought a gym membership of any kind! :) But it’s a significant savings from the single month pricing ($110) or the punch card ($95 for 5 visits). We’re averaging 2-3 climbs per week, so it’s worth it for sure.

Also, field hockey season starts up again! I’ll be missing the first 3 games because of holidays, but I’m really excited to start the season. For the past few years I’ve been a bit down about my game. I’m getting older, and I’m not as fast as I used to be. But near the end of last season I felt little flashes of the player I used to be, and that was pretty thrilling. I’ve been saying “just one more season” for the past 2 or 3 years now, so we’ll see how it goes. :)

Anyway, here’s my budget for the month:

September 2017 Goals:

  • Post once a week to GMBMFB. I’m hoping to have the first three posts scheduled while I’m away.
  • 15,000 steps per day. On average.
  • Focus on healthy eating. I’d like to scale back on the junk food and focus on healthy eating. This will be interesting since we’ll be on vacation for much of the month, but I think that’s when it’s most important.
  • Say yes when traveling. One of my big goals for the year was to be more relaxed when we’re traveling and say yes to opportunities that come up which may change our plans. Travel should have an element of spontaneity, but sometimes I find that I’m stuck in my ways that I may miss an amazing opportunity just because I’m worried about my itinerary. RD is much better at just going with whatever comes his way, and I need to adopt a little more of that attitude in my life. :)

Author: Krystal Yee

I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.


Comments

  1. I’m so excited for your trip to Portugal. I hope you’ll have a great time hiking and enjoying nature. ^.^

    It’s only Sep 6, and I’ve seen people talking about Halloween and Christmas already. I can’t believe we only have 4 months left in 2017 before 2018 begins!

    I didn’t grow up celebrating Christmas (we celebrate the Chinese New Year’s in Vietnam). But after living in the US for 12 years, I have gotten so excited about Xmas. It’s like the American version of the Chinese New Year! :)

  2. Anissa says:

    I love this! The fact that you included your budget makes it relatable! Please keep up the good work! Meet your new follower!

  3. Lyn says:

    I like that you say “Say yes when traveling”. For me, I find it hard to get a travel buddy that I want to travel with. But I have been saving for that, it’ll come!

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