Give Me Back My Five Bucks

How to save on a Canada 150 vacation this summer

 

Note: this post was sponsored by RateSupermarket.ca, but the views and opinions expressed are my own.

 This has been an expensive year so far, with buying a condo and organizing a trip to Portugal, but now that summer is here, all I want to do is spend time outside, go on vacation, and just relax. Summers are always hard on my wallet, but because I’m super conscious about my spending, I never let myself get too carried away. :)

But because we have a lot of house expenses we’d like to take care of this year (like paying for a renovation, patio furniture, a dining set, and a spare bed – just to name a few), I need to be extra careful with my cash flow. Every dollar I spend on vacations means less to spend on the condo – and vice versa. There needs to be a nice balance between the two, and it starts by budgeting and prioritizing what is most important to us.

Last year we spent most of our vacation time exploring Canada, and this year – Canada’s 150th birthday – will not be much different. All of our summer vacation plans will be spent seeing first-hand just how amazing this country is.

Speaking of saving and of Canada 150, here’s an exclusive offer from RateSupermarket.ca. For a limited time, apply for a President’s Choice Financial® Mastercard® through RateSupermarket.ca and get a $150 e-gift card & up to 20,000 PC® points when you activate your card.1  

So, here’s how I plan to save money this summer on my vacations (while still having the best summer possible) – and any other tips would be much appreciated!

Have realistic expectations

We were originally planning a 5-6 day road trip to go hiking in the Stein Valley, but since we’re got a European vacation later this fall and we also have condo expenses to take care of, we decided to be realistic with our budget. Sure, we could afford to go, but we’d rather not stretch ourselves too thin. So instead we’ll have a little relaxing staycation at home, get up into the local mountains, and save the Stein Valley for another year when we don’t have so many competing expenses.

Camping

Our two-year anniversary is coming up in August, and to celebrate we’re getting on our bicycles, taking a ferry over to one of the gulf islands, and going camping for 3 nights at a gorgeous private campground. We stayed there last year as well, and had so much fun bicycling around the island, going to the farmer’s market, and lazing around our oceanfront campsite. It’s the perfect frugal getaway, but it also helps that we already have all of the camping gear needed to have an adventure like this.

Using AirBnB

This is a pretty standard thing to do, as I’m pretty sure most people use AirBnB nowadays. We definitely try to stay in AirBnBs or use HomeAway for every vacation we go on. Not only does it save us money because I get to cook at one or two meals a day, but it also feels nicer and more relaxed to be in an actual home. And there are some pretty amazing AirBnB places – when we were in Whitehorse last fall, we got to stay in a yurt overlooking a gorgeous lake, and on our last trip to Tofino, we stayed across the road from Chesterman Beach in a perfect little cabin.

Know what your priority is

You can afford anything, just not everything. So if you’re like me and on a budget, chances are you can’t afford to stay in the best hotel, eat at the fanciest restaurants, and do all of the touristy things in the city. This means that when I’m creating a budget for any trip, I try to figure out what the priority is for me. Usually it’s being outdoors and sightseeing – which means I need accommodation in a central location, and a mode of transportation to get me to where I want to explore (whether it’s walking, transit, taxi, or renting a car). So I create my budget around that kind of trip, and everything else – like fine dining and fancy amenities – don’t really get much thought.

How are you planning on celebrating Canada’s 150th birthday this summer?

1 Apply online and when you receive your PC Financial Mastercard credit card, you will also receive four welcome coupons or offers each worth 5,000 PC points. Use your PC Financial Mastercard and redeem each coupon or offer to receive 5,000 PC points with any purchase at the checkout in participating grocery stores where President’s Choice® products are sold. See coupons or offers for full details. Coupons or offers have no cash value. For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial Mastercard account and may be terminated or changed at any time without notice.

Author: Krystal Yee

I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.


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