March 2017 Goals
With all this gloomy weather here in Vancouver, I’m so excited for our trip to Powell River and Tofino this month. :) We did this exact trip last March (4 nights in Tofino, 2 nights in Powell River), and the weather was perfect, so keeping my fingers crossed that we luck out again. What I’m most proud of was we were able to reduce our accommodation cost by $210 over last year just by booking a month earlier. Not only that, but we’re in a better location in a stand-alone cottage (instead of in a suite in a rental house).
Field hockey is winding down for the year (we’re in the championship game this weekend!), so I’m going to have to start going to the gym to keep my cardio up. In prior years, this is where I’d start taking up running, but since realizing that distance running aggravates my feet (to the point where I need corrective surgery), that’s not really an option anymore. I get a fairly significant discount through work if I wanted to join a gym (much cheaper than the rec centre I currently go to), but I don’t want to commit to anything yet until we know exactly where we will be living long-term.
I was supposed to be on TV last month to do a personal finance segment, but it was canceled at the last minute because the cameras were malfunctioning. What I realized was that I need to update my more formal work clothes. I’m fine from a day-to-day perspective with enough dresses and shirts. But what I’m lacking is a nice suit (I bought one a few years ago, but it’s too big for me and tailoring it would cost almost as much as the suit itself!) and pencil skirts. I feel like I actually need these items in my wardrobe for industry functions for both my full-time job and my freelancing work. So I added $200 into my budget to buy a blazer I’ve been eyeing (when it’s on sale). This is a start. I’m not willing to commit more for the time being, but having a few more professional pieces in my wardrobe is starting to feel like a goal I want to accomplish this year.
Anyway, here is my budget for the month! :)
March 2017 Goals:
- Rebrand GMBMFB. I should have found the time to make this a priority last month, but I didn’t. It’s going to have to get done in March.
- Cash out a portion of my corporate stock program. I figured out how to cash out my stock, but the $25 fee is really bugging me. But I just have to get it done.
- Get pre-approved for a mortgage. We’ve decided to take the step to get pre-approved for a mortgage now, because we realize that there are very few places we really, really like. We started to monitor the listings in the neighbourhood we want to live in back in November, and only 2 places really had us interested – and 1 of those was ruled out due to high strata fees. So if another one comes up, we should at least be prepared if we want to make an offer.
- Figure out a good system to combining some of our finances. We’ve discussed this off-and-on for a few months now – what would it look like when we eventually combine our day-to-day spending accounts? We both want to maintain financial freedom with our own accounts (we’ll never fully combine our money), but we do have to figure out the best system for our joint expenses going forward. Especially if we’re looking to buy a home.
Author: Krystal Yee
I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.