Give Me Back My Five Bucks

October 2015 Goals: Recap

Well October was an interesting month; it was a month full of new opportunities and change. I guess the first thing I should say is that I got a new job. I’m really, really excited for it because it is a leadership position with a much larger company, and provides me with long-term growth opportunities. After getting laid off from my previous job (where I thought I’d be able to carve out a long-term role for myself), I really wanted to find a company where I could see myself staying for many years to come. The company I just left was close to what I wanted, but wasn’t quite it. I think this new organization has long-term potential, and that makes me really happy. So that’s my first bit of news.

The second bit of news is that my housing situation has changed dramatically. I don’t want to say anything right away, but if all goes well you’ll be seeing what I think is a pretty big change in my budgets going forward. Change is good. And better for my savings rate. :)

Anyway, onward to my recap of October expenses:

10 - October 2015 Budget Recap

Over Budget:

Maintenance/Strata – this was just an error on my part by not allocating the correct amount in my budget.

Internet/Cable – same as above.

Food – wow, okay so I forgot I haven’t updated you on my vegan challenge. Let’s just say it was more expensive than I thought to turn everything in my house over to vegan products. :) I’ll post a recap soon on my 30 days as a vegan.

Entertainment – slightly over in this category due to dining out. It was my lack of organization that led to restauranting too many times.

Travel – slight over in this category too, due to the exchange rate on my Vegas trip. :|

Car & Transportation – field hockey season started, which means driving all over the Lower Mainland to get to games.

Personal Care – I bought some face cream.

October 2015 Goals:

  • Stay on budget with travel expenses. FAIL. I only went a few dollars over, so I’m okay with that. The exchange rate in Las Vegas killed me, as did going out for breakfast three mornings in a row when in Victoria. :)
  • Check my credit score. PASS. Yep I completely forgot. But the good news is doing this recap has prompted me to go ahead and order my credit report. It is on its way!
  • Rebalance my investment portfolioCHECK! Rebalancing was pretty easy this year as nothing had really changed.
  • Look into rock climbing gyms. CHECK! I have decided which gym to get my membership at, so now I just have to sign up for a belay course just to refresh my memory. Haven’t climbed in 4+ years, so figured it was a good idea. :)

I’m currently on vacation Oregon before I start my new job next week. It has been a nice transition, but life is going to get a bit hectic. I can’t wait until January when (I think) everything will be settled with my living situation, I’ll have a grasp on my role at the new company, and I can start transitioning this blog into what I think is going to be a good change.

Author: Krystal Yee

I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.


  1. Jen says:

    Good luckliving with the boy friend.

  2. Krystal says:

    Saw on twitter you sold your townhouse and you’re moving into a lane way house. Also you’re back with your BF. youre always making so many rash decisions and you never follow through on anything

  3. Kayla says:

    Thanks for posting, Krystal! I always enjoy reading what you have to say and although we’ve seen less of you lately I am still checking back for posts! I hope your up and coming plans go well–keep doing what works best for you! 😊

    PS: As a side note about the food budget…I have recently been following meal prep people on Pinterest and Instagram–its giving me inspiration and saving me $! (Plus my lunches this week were vegan too, from the Rebar Cookbook)☺

  4. Congrats on the new job! I look forward to hearing about your new housing situation and how it impacts your finances. Also look forward to an update on your vegan challenge.

  5. G says:

    I am disappointed by the bitterness displayed by a couple of your commenters. Please don’t let their hostility or bad manners get you down. Congrats on housing situation and whether you have a new boyfriend or are back with an old boyfriend – who cares! Be happy and live YOUR life. You only get one life and only YOU get to live it. Keep doing it YOUR way.

    Best wishes,

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