An update on life - Give Me Back My Five Bucks

An update on life

It’s been a crazy few months, and I know I’ve been neglecting this blog a little bit. But I’ve still been able to keep up with reading all of the other PF blogs I follow, and I appreciate all of the comments you’ve left on the posts that I have managed to get out. :)

Here’s an update on what’s going on in my world…

On fitness:

photo(4)Three days ago, I was supposed to be running in my 4th half marathon – the BMO Half Marathon. I shelled out $132.17 on my registration back in February with the hopes of training hard through the spring and breaking the 1:50 mark.

But instead, I watched from the sidelines. It was really tough. Especially because I was already registered and really looking forward to this race. Injuries are frustrating, and mine keeps flaring up. I ran a pain-free 6km last month (which was really promising), but during a recent field hockey game, I stepped the wrong way, and the pain was back again for a few hours. My foot feels fine now (averaging > 10km of walking per day), but I’m really aware of how easy it will be to reinjure myself.

Related: Why running is not a frugal activity

Seeing those runners sprint by was really motivating, and even BF admitted that he wanted to start running too. I need to remember that feeling as I head into the summer and start training for the Goodlife Half Marathon in Victoria. :)

Oh, and after one full month of using my FitBit, I’m still extremely pleased. BF and I have switched up our diets slightly, and as a result of eating healthier and walking a lot more, I’ve lost 5 pounds since the beginning of April. Not bad! Part of June’s monthly challange will likely be about running and yoga.

On travel:

I was thinking this would be a quiet year for travel, but so far I’ve already gone to Portland, and to Las Vegas. Here’s what else is on the radar:

  • Edmonton (June) – Just a short trip for 3 days. We are staying with people there, so I’ll have to budget for a flight and spending money. Approx. cost: $450
  • Okanagan (July – tentative) – We’ve been invited by good friends of mine to spend the July long weekend in the Okanagan for some sun, swimming, and wineries. I’m not sure if we’ll be able to get the extra day off work, but my fingers are crossed. Approx. cost: $400
  • Seattle (August) – This is my (annual?) family trip to Seattle to watch the Blue Jays play the Mariners. It’s the third year taking my dad to a ball game, and I know he really enjoys it. Approx. cost: $300
  • Europe (September) – Besides going to Paris, we have no real plans. I’m letting BF plan this one out for the most part because I’ve been to the majority of the big cities in Europe already. We’ve tossed around all sorts of ideas (Paris-Amsterdam-Copenhagen, all the way to Athens-Santorini-Istanbul). Approx. cost: $3,000

On life:

Life is really good right now. A few days ago, my aunt commented about how “soul happy” I seem to be these days, and I think she’s right. Despite losing my job earlier this year, I think I was able to rebound relatively quickly. I feel settled and comfortable, which is something I haven’t felt in a really long time … and while I don’t have a lot of friends here in Vancouver, I think I have really good friends. BF always says that you get to choose who you spend your time with, and I think I’m spending them with the right people. :)

Work has been busy as well. I’m still really enjoying my new job, and appreciate how much the company values work-life balance. This industry is unfamiliar to me, but I’m glad that I broke into it, because I feel like this is where I belong. I’ve always been interested in real estate, architecture, urban planning, etc. and to be a part of a company that touches those industries… that’s really fun and exciting for me.

On money:

Back in March, I made a point to stop stressing about money. Sure, sometimes I stare at my RRSP numbers (currently saving 21% of my net income towards retirement), and sometimes I worry that I’m not doing as much as other people my own age, but I try to stop those thoughts as soon as I get them. Because I’m doing the best that I can to live a balanced life, and I can’t continue to compare myself to other people.

I’m also paid twice a month here at work, instead of bi-weekly. So I’ll have to adjust my mortgage schedule to reflect that. And I want to start tracking and reading up on a few companies so I can figure out what my next stock purchase will be.

Anyway, that’s my update! I hope you’re all doing well. :)

About Krystal Yee

I'm a writer, personal finance blogger, and marketing professional based in Vancouver. I'm a former Toronto Star (Moneyville) columnist, author of The Beginner's Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I'm not working, you can usually find me running, playing field hockey, or plotting my next adventure.

4 comments

  1. That all sounds really positive except for the injury Krystal! I’m sure at the 20% savings rate on net you’ll be just fine when it comes time for retirement. Knowing you, you’ll still have several freelance revenue streams during retirement as well so I doubt you’ll have anything to worry about.

    Time to de-stress about money a little bit and enjoy your life!

    I don’t save anywhere near 20% of my income, but I do pay down mortgage debt and car debt very aggressively. A lot faster than most people. I think it will balance out in the end and I’ll be just fine.

  2. I love bimonthly pay! The whole idea of three paycheck months would drive me nuts. I get paid monthly at my current company, where I’ve been for over four years now, but I think bimonthly would be okay too. Monthly really helps me to not worry about money much since I budget monthly and only move money to savings on pay day.

    Honestly, if you’re saving 20% of your income in your RRSPs at 30, you’ll probably be fine to retire at 60. Could you do some calculations to reassure yourself about that?

  3. Way to go Krystal! So nice to read about how well you are doing. I hope you spend time in Pikes Market when you are in Seattle – the food is amazing!! Hope to see you in Toronto soon, A

  4. With all due respect, if you are having a recurring injury, perhaps it’s time to start listening to what your body is trying to tell you. Being middle-aged, I’ve had to learn the hard way from all the abuse I’ve done to my legs in my youth, and now have two bum-knees that will need to be ‘scoped sometime in the future.

    Maybe adding running is not healthy and you have to make a choice of one activity or the other. Or maybe you could cut running and try something less stressful on your injuries such as biking or swimming?

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