April 2014 Goals: Recap
I think I did quite well staying on budget this month. Even though I went over budget in some categories, I saved some major cash on gas because I’ve been staying with BF during the work week. This cuts my commute from 45-60 min. down to less than 10 min. :) This doesn’t happen all the time though, so I still need to be mindful of how much I budget on gas in the future.
As for travel, I’m surprised I stayed under budget. The original plan was to go to Victoria with BF, and we would share the cost of bringing my car across on the ferry. But he got sick at the last minute, and I ended up just bringing my car across anyway.
Other than that, all other expenses this month were normal.
- Food – I went to Costco and stoked up on staples like quinoa, bread, and some vitamins. We also discovered black bean pasta (my new favourite thing).
- Clothing – I bought a shirt from Value Village, as well as a pair of jeans because my favourite brand is discontinuing my favourites. :(
- Personal Care – Random stuff from London Drugs, like tooth paste, Q-tips, etc.
- Miscellaneous – This was my FitBit purchase!
Net Worth Change: + $1,448 (+ 1.48%)
I got back on track with my Retirement Portfolio contributions, and paid the regular amount to my mortgage. Nothing out of the ordinary here!
- Bring my lunch to work every day. PASS. I’m giving myself a pass for the month, because even though I technically did buy my lunch once this month, it was the day after we came back from Las Vegas, and we weren’t able to go grocery shopping.
- No coffee. FAIL. Okay, okay I had two coffees this month. But one was over the weekend when I was visiting a friend in Victoria. And the other one was when I went into work at 7am.
- Work out 3x/week. FAIL. I did go for my first run since injuring myself, and I’ve been walking a ton thanks to my FitBit. I also played 4 field hockey games… but that doesn’t equal what I would call 3 workouts per week.
- Earn $1,800 in freelance income. FAIL. I actually only brought in $932.70. I’ve invoiced out for an additional $650, but just haven’t gotten those cheques in yet.
- Get back on track with RRSP/TFSA contributions. CHECK! I’m back contributing $750/month into my Retirement Portfolio.
Author: Krystal Yee
I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.