Give Me Back My Five Bucks
04 - April Recap

April 2014 Goals: Recap

I think I did quite well staying on budget this month. Even though I went over budget in some categories, I saved some major cash on gas because I’ve been staying with BF during the work week. This cuts my commute from 45-60 min. down to less than 10 min. :) This doesn’t happen all the time though, so I still need to be mindful of how much I budget on gas in the future.

As for travel, I’m surprised I stayed under budget. The original plan was to go to Victoria with BF, and we would share the cost of bringing my car across on the ferry. But he got sick at the last minute, and I ended up just bringing my car across anyway.

Other than that, all other expenses this month were normal.

04 - April Recap

Over Budget:

  • Food – I went to Costco and stoked up on staples like quinoa, bread, and some vitamins. We also discovered black bean pasta (my new favourite thing).
  • Clothing – I bought a shirt from Value Village, as well as a pair of jeans because my favourite brand is discontinuing my favourites. :(
  • Personal Care – Random stuff from London Drugs, like tooth paste, Q-tips, etc.
  • Miscellaneous – This was my FitBit purchase!

Net Worth Change: + $1,448 (+ 1.48%)

I got back on track with my Retirement Portfolio contributions, and paid the regular amount to my mortgage. Nothing out of the ordinary here!

April 2014 Goals:

  • Bring my lunch to work every day. PASS. I’m giving myself a pass for the month, because even though I technically did buy my lunch once this month, it was the day after we came back from Las Vegas, and we weren’t able to go grocery shopping.
  • No coffee. FAIL. Okay, okay I had two coffees this month. But one was over the weekend when I was visiting a friend in Victoria. And the other one was when I went into work at 7am.
  • Work out 3x/week. FAIL. I did go for my first run since injuring myself, and I’ve been walking a ton thanks to my FitBit. I also played 4 field hockey games… but that doesn’t equal what I would call 3 workouts per week.
  • Earn $1,800 in freelance income. FAIL. I actually only brought in $932.70. I’ve invoiced out for an additional $650, but just haven’t gotten those cheques in yet.
  • Get back on track with RRSP/TFSA contributions. CHECK! I’m back contributing $750/month into my Retirement Portfolio.

Author: Krystal Yee

I’m a writer, personal finance blogger, and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, playing field hockey, or plotting my next adventure.


Comments

  1. FI Pilgrim says:

    That’s exciting to see your net worth climb that much in only one month, with regular contributions. Very impressive!

  2. Great job on sticking to your food budget, that’s my most difficult area to stay on track. And only two coffees the whole month is pretty impressive!

  3. Liquid says:

    Nice job keeping expenses below budget, and great gain on your net worth :) I noticed the higher my net worth climbs the harder it is to hit those higher 2 or 3 percentage gains that was once quite common. But I guess that’s a good thing in a way :)

Leave a Reply

Buy the Book!

A beginner's guide for Canadians looking to get their financial life in order. Get great info on budgeting and saving, RRSP's and pensions, investing types, insurance, and where to go for additional resources.

Recent Tweets

  • Ran 10km after work with an ultra marathoner. I was happy to increase my speed. He was happy for a slow short run. :| #winwin
  • RT @SeinfeldToday: Jerry refuses to go to a Cash Only diner. J:"They’ve seen the credit card! They know the credit card! It’s time to accep…
  • Just taught a Social Media 101 session with some people at @RJCvancouver. Excited to get these engineers tweeting! :)

Instagram

  • Walked through the Rose Garden in Queens Park this eveninghellip
  • This is why were friends
  • About to devour our vegan bacon cheeseburgers from the LovingHuthellip
  • A great night for Cracker Jack truths at the BlueJayshellip
  • TBT to that time justineyee03 and I found Havanas Chinatownhellip
  • Another day another ball game
  • Please do not touch the cats
  • Hanging out with justineyee03 and Craig!

© 2015. Give Me Back My Five Bucks. All rights reserved. Powered by WordPress & Designed by Mike Smith