March 2014 Goals: Recap
This was a month of split personalities. I was extremely frugal for the first half of the month while I was unemployed – and then once I signed the job offer, I made a conscious decision to revert back to my regular spending habits. I do feel a bit bad for abandoning this month’s budget, but at the same time I don’t regret making the most of my time off. It’s not often that you get a break from work like that, so it was nice just to be social and celebrate a new chapter of my career. :)
That being said, two of the main reasons why I went over budget – in the Car/Transportation category, as well as Miscellaneous – were virtually unavoidable.
- Food – We hosted three get togethers this month, so I’m actually pleased I didn’t go over budget by even more. This includes snacks, ingredients for dinners, and alcohol.
- Entertainment – There’s no excuse for this one. As soon as I got the job, I reverted back to my normal spending habits.
- Clothing – I spent a small fortune on buying nylons for work. This was the cost of 5 pairs.
- Car & Transportation – I would have been under budget had we not bought a 12-month parking pass in a lot near BF’s building. We split the cost, so my share was $125. This is a bargain considering it costs $10+ to park in the lot every day, and street parking doesn’t exist in his neighbourhood (it’s all permit-only).
- Miscellaneous – Again, I would have been under budget if I didn’t have to renew my passport. But, the passports in Canada are valid for 10 years now, so I’m pretty happy about that. Looking forward to filling up my new passport with stamps. :)
Net Worth Change: + $764 (0.79%)
Well, I wasn’t working this month, so I consider this a success. My net worth increase is due to my regular mortgage payments, and the stocks in my TFSA plugging away in the upward direction.
- Read 2 books. FAIL. I started two, and am still plugging away at them.
- Try two new recipes. CHECK! I made a baked pasta, as well as experimented with a few different salads.
- Stay on budget in Portland. CHECK! Although I must admit, I think BF was pretty generous in how he spent his money on this trip. He paid for the hotel while we were there (2 nights), as well as a few other things around town.
- Do my taxes. FAIL. I did the preliminary run of my taxes, and have organized my receipts, but I haven’t actually filed yet.
- Focus on my foot. CHECK! This was a really difficult task. All I want to do is go running and be active. Especially when it’s beautiful and sunny outside… but I know that if I don’t take care of myself, I’m going to regret it. I haven’t run on my foot in about 2 months (although I was playing field hockey on it for a while), and it hasn’t gotten better. So when my doctor said my foot pain was as a result of getting older, at first I was insulted, but maybe he was actually right. Maybe I’m just old now. Dammit.
Author: Krystal Yee
I’m a writer, personal finance blogger, and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, playing field hockey, or plotting my next adventure.