Give Me Back My Five Bucks

2013 Canadian Personal Finance Conference!

I haven’t mentioned it much on this blog, but this September will mark the 3rd Annual Canadian Personal Finance Conference – a conference I co-founded and organize with Preet Banerjee. This year’s speaker line-up includes some of the best writers in Canada – including Rob Carrick (Globe and Mail), Ellen Roseman (Toronto Star), and Dan Bortolotti (Canadian Couch Potato)… and over the weekend the conference sold out! Click here to put your name on the wait list. :)

Anyway the reason why I’m mentioning this is because this past week, I realized there’s only two months left until the conference. I didn’t have my flight booked, and had no idea where I was going to stay.

Last year, I stayed close to Kensington Market, and really liked the area. I snagged a great deal: an entire apartment for $70/night. The owner was new to AirBnB, so I think he was just trying to figure out how much he should be charging… because when I went to look at his listing again over the weekend, I realized his rates had risen to $125/night! Yikes. I liked him and his apartment, but not for that amount of money.

Related: My review of AirBnB (via

I finally found a listing near Kensington Market that was going for $79/night. It was free for the days I looking for, so I e-mailed her right away. She was friendly, and pre-approved me to book the room. The only problem was when I went to go book online, she had increased the daily rate to $88/night. I was annoyed, because while it’s still a good price (and still the cheapest in the area), I felt like it was pretty sneaky. So I e-mailed her back and told her that I noticed that her rates had increased, and if she wouldn’t mind giving me the lower price – since that’s what made me want to book her room in the first place. She was very apologetic, and agreed to the lower rate. Great!

Related: Truth – If you don’t ask, you won’t get

So I ended up paying $304 for 4 nights in Toronto. Much cheaper than a hotel, and cheaper than any private room in a hostel as well. Sure, I could have stayed in a hostel dorm room (and I would have, if this was a vacation trip), but because it’s a business trip, I like having the extra space and privacy to get work done when needed.

As for my flight? Thanks to my new Capital One Aspire World Travel Mastercard, my flight was free. :) I’m pleased that a card I’ve only been using since February has already earned me enough points to get me a $600 flight.

Now all I have to do is worry about my spending money. Because I’ll be pretty busy with the conference (and can only take a few days off from my full-time job), there’s not much time for socializing. I think I’ll budget $250 or $300, and that’s being pretty generous.

Toronto is a great city, and I’m so excited to be back. There are plenty of people I can’t wait to meet, and old friends I’m excited to see again. :) Two months to go!

Author: Krystal Yee

I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.


  1. I had seen you write about the conference before but never even clued in about where or when it would be happening. Definitely something I will consider for next year but might just put myself on the waitlist as well.

  2. Ryan says:

    Hi Krystal…is the conference totally sold out? I’m interested in coming so I was wondering if there is one ticket available?

    Could you send me an email and let me know?
    Thanks a lot!
    Have a great day!

  3. jay says:

    $116.50….so these writers can sell you a book?

    • Krystal Yee says:

      CPFC isn’t like most conferences. It’s about promoting community and knowledge. Do a few Google searches and read up on some reviews about the conference. The writers and speakers that we have at the conference are there to share their knowledge about the personal finance community – not to sell something.

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