Give Me Back My Five Bucks

Q2 Review: 2012 Goals

The year is half over, and I can’t believe it! Things haven’t gone completely as planned over the past 6 months, but I’m happy and looking forward to what the rest of the year has in store.


  • Earn $70,000. In order to make this goal, at the end of Q2, I needed to be at the $35,000 mark, and I currently sit at around $27,000. :| Most bloggers have suffered from a significant decrease in advertising income, and I’ve felt that as well. Although, most of my freelance income is from writing, so I’m still on pace to make over $50,000 this year (which I think is pretty decent for my first year as a freelancer), and I anticipate that things will pick up by the end of the summer.


  • Travel. By the end of the year, we will have visited about 20 different countries in Europe. I don’t know how to express how extremely grateful I am to have this kind of opportunity. It actually makes me feel really spoiled.
  • Go on a trip by myself. CHECK! I’m headed to Ireland, Scotland and Iceland on a solo trip at the end of August. Plus, I’ll be headed to Toronto for CPFC12 in September, but I can’t really count that because I’ll be surrounded by a bunch of PF bloggers. :)
  • Learn basic German and French. I still need to have my boyfriend teach me French. I understand some French if people talk slowly… and I have the basics of reading and writing… but I can’t have a real conversation with anyone. As for my German, I am currently learning pronunciation through my German-English phrase book, and online tutorials.
  • Read 12 novels not related to marketing or personal finance. CHECK! So far this year, I’ve read 37 books! The long train rides are perfect for reading, and I’ve always been one of those people to go without sleep in order to finish a book. :) I’ve also joined the website GoodReads, so if you’re on that website too, feel free to add me!


  • 2012 Canadian Personal Finance Conference. There conference is SOLD OUT! Our sponsors are in place, the speaker list is looking amazing, we have a wonderful venue, and I’m really, really excited to finally have all of Canada’s top personal finance names under one roof.
  • Write one guest post each month on another blog. FAIL. I’ve only gotten around to writing one guest post, and that was really just in interview-style. I’ve already got so much on my plate at the moment, plus I’m trying to work on another website, which has priority over writing guest posts.
  • Take all of my own photographs. So far I’ve been able to do this. It hasn’t been easy, but I plan on setting up a photo shoot sometime soon.
  • Post a new photo every day while abroad via Tumblr. Because I didn’t think you guys would want to be bombarded by a million photos of Europe while I’m gone, I decided to create a Tumblr account instead. I’ve been posting new photos every day, although sometimes I get a little behind. I’m also posting pictures via my Pinterest account.
  • Take on three steady freelance assignments. I have three ongoing assignments, but my income isn’t steady. Some months I will have a full load of assignments, and other months I’ll only have half the work. It’s weird, but I don’t mind. That’s the way freelancing goes, I guess!

Author: Krystal Yee

I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.


  1. Michelle says:

    Even though you are lower than you’re salary goal, you are correct, you are still doing great! And I’m doing bad with my guest posting goal as well.

  2. Leigh says:

    Even though you aren’t on track to reach your salary goal, I think that earning $27,000 in six months while you’re in Europe, traveling like crazy, and trying out the only-freelance waters for the first time is pretty amazing.

    Good luck with the second half of 2012!

  3. Eddie says:

    Your results are amazing.
    Despite just being shy of your $35k goal, I think you’ve done very well. There is much more upside to going FT into freelancing, you got to see so many countries and experience new experiences that you might have not otherwise.

    Good luck in the second part of the year, and I’m certain you’ll reach your $70k goal. You’re too determined not to.

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