Spending Recap: March 5-11, 2012
+ $400 freelance income
$5.33 (€4,10) Starbucks
$11.86 (€9,13) groceries
No Spend Day!
No Spend Day!
+ $1,150 freelance income
$18.30 (€14,09) groceries
$37.67 (€29) train ticket (Stuttgart to Geneva)
+ $1,500 freelance income
+ $100 MBNA Mastercard cash back rewards (2 x $50)
$51.96 (€40) El Chico Mexican Restaurant
$5.85 (€4,50) doner kebap
$12.99 (€10) shipping
$40.19 (€30,94) flat iron
$45.46 (€35) train ticket (Geneva to Stuttgart)
$139.50 AirBnB (3 nights in Geneva)
$64.95 (€50) bicycle from Flea Market
No Spend Day!
WEEKLY EXPENSES: - $434.06
WEEKLY INCOME: + $3,050 (+ $100)
TOTAL: + $2,715.94
This was a great week. I brought in a good amount of freelance income, I had 3 No Spend Days (even one on a weekend!), and we were able to find cheap transportation and accommodation for our trip to Geneva this coming weekend.
I also splurged on 3 things this week: I took Nic out for dinner and drinks at a Mexican restaurant on Friday night, I bought a flat iron for my hair (the one I brought with me wouldn’t work with my converter), and I found a 3-speed bicycle at the Saturday Flea Market! :) I tried to haggle from €60 down to €40, but we ended up settling at €50, which I think is fair because the bike is in great condition. Nic also bought a bicycle, but was able to haggle his €60 price tag down to €40. Maybe I’ll get him to do my haggling from now on. :)
I don’t consider the bicycles a necessity because we walk everywhere anyway (so we won’t be saving on transportation costs), but it will cut down on the time it takes for us to get anywhere. We also plan on taking a trip to Lake Constance in May, and we were going to rent bicycles. Now, we can just bring our own. In fact, I can see us bringing our bicycles along with us for a lot of weekend trips. And we can probably sell them before we leave Stuttgart too. Definitely worth the purchase.
Lastly, I finally did a preliminary run of my taxes. Actually, I did two runs. The first time I just guessed on most of my numbers because I didn’t have any of my paperwork with me, but I was bored and wanted to get an idea of what I was going to have to pay. Well, I nearly gave myself a heart attack because I thought I owed over $13,000! The second time, I actually used real numbers, and I think I’ll end up owing around $3,500. :) Whew!
Author: Krystal Yee
I’m a writer, personal finance blogger, and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, playing field hockey, or plotting my next adventure.