Give Me Back My Five Bucks

Hi, GMBMFB readers! I’m MoneyMaus and I’m guest posting for Krystal today while she’s at the Financial Blogger Conference. Six months ago, I made the huge cross-country move from San Diego to New York. What a change – but one that has been completely worth it! As background, I’m 25, single, I have zero debt, a $20K emergency fund plus additional savings and a huge support system of family and friends that encouraged me to live where I’ve always dreamed of being. All of these factors are crucial to being able to afford New York! I went from making a … Continue reading →

Hello! I’m Clare from youngandthrifty.ca.  A fellow Vancouverite and a fellow PF blogger!  I was honored to be asked by Krystal to guest post on her blog.  I am a huge fan of Krystal’s blog – it’s one of the only blogs I read religiously.  If you have been following my blog, you’ll know that I recently became a homemoaner home owner in Vancouver.  After 6 months of searching, we found a cute older home in a great neighbourhood.  It needed some work though (both structurally and cosmetically) and we were prepared to renovate.  We also added a basement rental suite to help us pay … Continue reading →

On Monday, I posted Part 1 (goals 1-5) of how I’m doing with Kiplinger’s 10 Financial Commandments for your 20′s. Here is Part 2 of my review: 6. Establish credit. In order to qualify for the best interest rates on a credit card, auto loan or mortgage, you need to start building a solid credit history. In fact, a good history can also save you a bundle on your auto insurance or help you land an apartment or a job. Building a good credit history in your twenties will ensure it’s ready when you need to use it. My credit is good right … Continue reading →

Note: this is a post brought to you by Genworth Financial. For most 20-somethings, buying life insurance probably ranks as high as retirement planning on your to-do list. It’s understandable that considering life insurance can make people uneasy because buying life insurance puts us all one uncomfortable step closer to accepting that we are human – that we won’t live forever.  Ironically, planning for the end can actually serve to ease some of that anxiety. It can even be empowering to know that you’ve taken steps to ensure your family’s security. The cold hard fact of debt is that the obligation … Continue reading →

Monday 19th $4.42 Starbucks $15.44 Drink Lounge Tuesday 20th + $301.38 freelance/side income $48.38 gas Wednesday 21st No Spend Day! Thursday 22nd No Spend Day! Friday 23rd + $1,100 freelance/side income $7.39 Starbucks $32 Locus Restaurant $6 parking $40 Bard on the Beach Saturday 24th $9.25 parking Sunday 25th $4.42 Starbucks $22.40 Body Shop $20.81 gas WEEKLY EXPENSES: - $210.51 WEEKLY SIDE INCOME *: + $1,401.38 TOTAL: + $1,193.87 My freelancing income for the month continues to be steady, and this month is a significant one for me because of two reasons: For the first time ever, my monthly freelancing income will likely surpass the … Continue reading →