Give Me Back My Five Bucks

August 2011 Goals

A bunch of fun, exciting things are happening in August – including a weekend trip to Seattle to watch some baseball, and a 5-day trip with my family to San Francisco. :) Other than that, I’m really hoping to go on a hike, and also maybe catch a Vancouver Canadians game. And a Salmonbellies game.

August 2011 Goals:

  • Make an additional $2,100 above and beyond my FT job. Someone commented that perhaps I don’t need to work as hard on freelancing if it means sacrificing other areas of my life. I’m going to keep trying to hit my targets for a few more months … and if I still feel like I’m stretching myself too thin, then I’ll reevaluate and see where I should go from there. Who knows. Perhaps drastic changes need to be made, or maybe just a few minor tweaks will help me achieve my goals.
  • Call bank to max out my bi-weekly payments at 20%. That would mean contributing approximately $60/bi-weekly more than I’m already paying ($600/bi-weekly). My minimum mortgage payments are $1,098/month.
  • Contribute $650 to Retirement Portfolio. Right now I’m contributing between $500-600/month. I’d like to see if I can start contributing more than that without it affecting my other savings goals.
  • Sell or give away at least 3 things. This was a failed goal from July, so I’m bringing it forward into August. I have a brand new, never been used Blackberry from Mobilicity. Need to get rid of it. Anyone in need of an awesome new phone? Also, I want to sell my $600 mountaineering boots.
  • Buy a desk and a chair and set up my work station. This is becoming a necessity.
  • Unpack the rest of my boxes. I’m down to 3 boxes.
  • Run or hike at least 100km total. Field hockey season is right around the corner, and for some reason I made the top team in the club. Time to get serious with my fitness.
  • Go on at least 1 day hike. Even if it’s just a short solo hike somewhere. A friend is coming into town, so we’ll probably end up doing The Chief, Joffre Lakes, Seymour, or some other short-ish day hike.
  • Book flight to Chicago for the Financial Blogger Conference. I’ll probably fly out of Bellingham, since flights seem to be about $150 cheaper, and parking is also cheaper. Plus, with the NEXUS pass now it should be a breeze getting across the border.
  • Start to think about my next trip. After Chicago in September, I don’t actually have any other trips planned. I always like having something to look forward to, so where should I go next? It looks like I’ll be headed to Toronto in January on a business trip, so I could possibly tack on a side trip to Montreal! And I’ll probably be headed to either Louisiana or Miami (maybe both) in February (again on business). So, I could hit up New Orleans (although I was just there earlier this year), or the Florida Keys. Or both!? Well, maybe not both. Decisions, decisions.
  • Get my business cards printed (finally). This was another failed goal from July. At least I’ve figured out what my identity is going to look like. Now it’s time to make it official.
  • Create the skeleton of my online portfolio. Right now I have a half-assed landing page, plus the visual concept in my head … and that’s about it. It’s not that I don’t want to do it, I just don’t have the time. But the Financial Blogger Conference is coming up, and I need to get going with this.

Ongoing 2011 Annual Goals:

  • No buying lunch, snacks or coffee during the work week
  • No buying clothing, shoes or accessories until December 31, 2011
  • Work out at least 3x/week

Author: Krystal Yee

I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.


  1. says:

    I'm always so impressed by your freelance/side income in your weekly check-ups. Working two jobs is never fun, but look at all the other amazing stuff you can do with that – maxing out your mortgage payments, contributing heavily to retirement… I'm always so impressed when I see how much you are able to make above your full-time job!

    On a side note, when you're in Chicago make sure to check out Billy Goats Tavern. It's a little touristy, and they only accept cash, but it's certainly a Chicago landmark, it's in the downtown area, and the food is incredibly good and cheap!
    My recent post Eating on the Cheap

    • Krystal Yee says:

      Working so much can be difficult, but it's hard not to get motivated by the amount of money coming in, that's for sure. Thanks for the tip about the Billy Boats Tavern. I will be sure to look out for it when I'm there!

      • Mel says:

        Quick questions about your freelance work: On average how much time do you spend per day and per week doing freelance/side work? And second, how many hours per day do you work at your day job?

        I'm asking because I also do freelance work, but am finding it difficult to go above a certain amount of additional income because my day job is so demanding and there's little time left. (I work on average from 9-630/7 p.m.)

        • Krystal Yee says:

          I work typical 8 hour days at my FT job, and I would say that my freelancing takes up an additional 25 hours each week.

          A typical day for me: get up at 5am. Go for a run. Do freelancing stuff for an hour. Go to my day job. Come home, do whatever for a while. And then work 3-4 hours on freelancing.

  2. the bachelorette pad says:

    I totally agree with – I'm always impressed by the way you've made things happen for yourself so quickly. I've been following your blog for a while and really enjoy it. You really make me want to leave Toronto for Van too!

  3. christid says:

    Krystal, I'm curious: Where do you usually browse for your travel deals/ how frequently do you look?

    • Krystal Yee says:

      I look at a bunch of different places – Expedia, TravelZoo, Yapta, Priceline, Hotwire, etc. And I would say that if I have a trip coming up that I haven't booked for yet, I'd probably check out those sites at least every few days. I've been monitoring flights to Chicago almost daily via Yapta. Of course, I also follow a bunch of airlines on Twitter too, because sometimes they announce seat sales, and I make sure to check AirBnB and for accommodation – which can usually be cheaper than a hotel.

      Basically when planning a trip, I obsessively watch websites to make sure I'm getting the best prices.

  4. RLW says: is also good to check..

    You should consider a visit to Charleston, South Carolina.. Its one of my favorite places to visit.

  5. Would the phone have to be used with mobilicity? I'm from Vancouver and my phone has decided it likes to randomly turn off on my, especially just before I hit send on a text, but I'm with Bell.
    My recent post Holy lack of updating batman!

  6. Also, I love love love Montreal! I went to school a couple of hours away in Sherbrooke so I went quite often, as I was always flying in and out of Mtl. Have you been before? I know a wonderful B&B I stay at everytime I go and since I love food so much I have a few restaurants that I have to go to every time I'm in town : )
    My recent post Holy lack of updating batman!

  7. Where do you get insurance for $220 per year? I pay like 3 times that!
    My recent post 7 Links? But I Can Only Count To 5…

  8. advance fastcash says:

    I'm always impressed by the way you've made things happen for yourself so quickly………

  9. ShannynofFB says:

    I think we're all impressed! :) I love seeing goal lists!

  10. sophisticatedspender says:

    I squeeze in a daily workout by starting a facebook group. it's called 100 stairs and 100 crunches for 100 days. I do the crunches on a stability ball as soon as i wake up. And I take the stairs (up 5 floors) for my 100 stairs. Feel free to add that or join my group. We all lean on and support each other!
    My recent post 25 Birthday Freebies!

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