Confessions of a PF blogger
Back in the spring, someone asked me on Formspring what I think my best asset is. I had written out my answer, then sat on it for months because it made (and still makes) me uncomfortable. Earlier this week, I was talking to a friend about it. He said I should post it. So here it is. Because that’s what blogging is all about, right?
My best asset is an easy question to answer, because it also happens to be one of my biggest faults … and that’s my constant need to achieve.
I know. You’re probably thinking that it’s kind of lame for me to say that one of my biggest flaws is that I have the drive to achieve. But when you think about it, it really can be a flaw for some people.
Once I reach a goal, I’m content for about a millisecond, and then it’s onto the next goal I want to accomplish. I find that I’m never completely happy with my progress, and it’s kind of exhausting trying to keep up with my own expectations of myself. (Yet, it’s also extremely satisfying. If that even makes any sense.)
When I graduated college, I was making minimum wage working at a drug store. I remember thinking, “when I get my first ‘real’ job, I know I’ll have it made.” That goal was reached, and before I even had time to enjoy myself, it was onto the next goal: “when I make it to $50,000 I know I’ll have it made.” Well I achieved that goal, and I was happy for a little while, until I found myself thinking “when I make it to $100,000 I know I’ll have it made.” And that’s where I stand today. If I can accomplish my goal of making $75,000 this year, I will have increased my income from 2010 by 50% ($25,000). If I can miraculously do the same thing next year, I will be making $100,000 by the time I’m 30. Is this goal attainable? Anything is possible if you really want it. But is it realistic? I’m not sure.
There has been one time in my life where not only did I fail at something, but I ran the other way, and never looked back. That was 7 years ago. I don’t regret what happened because that has really shaped who I am today, but it’s not something I’m proud of. And I think it’s because of this reason that I feel the need to push myself so hard in everything that I do. You create your own path to by taking what you have learned from the past, and applying it to the future. You are your own destiny. Cheesy? Yes. But so true.
I know that money doesn’t necessarily equal happiness. So while it’s true that it’s not about how much you make (it’s about how much you save), it’s also true that the more income you generate, the more you can save. Money is involved in most major decisions that we make in our lives, and that’s why I’m so passionate about achieving financial independence. My goal isn’t to become ridiculously rich, it’s just to live comfortably and enjoy life. Which means that I don’t have to rely on anybody else, or allow myself to be limited by my finances. A lot of doors open up when money isn’t holding you back from making decisions.
I feel like if I allow myself to be comfortable and happy with what I have achieved, I will never really realize my full potential. If you push past the wall, how far can you go? I feel like the possibilities are endless. And that motivates me a lot. But I do get tired sometimes. Which makes me really consider: will I ever be truly satisfied with myself? Or maybe more importantly, do I ever want to be satisfied?
Author: Krystal Yee
I’m a personal finance blogger and marketing professional based in Vancouver. I’m a former Toronto Star (Moneyville) columnist, author of The Beginner’s Guide to Saving and Investing, and co-founder of the Canadian Personal Finance Conference. When I’m not working, you can usually find me running, climbing, playing field hockey, or plotting my next adventure.