January 2011 Goals
Well it’s a new year and I’m really hoping to hit all of my monthly goals for 2011. This will require me to plan far ahead and get extremely organized with my money. My #1 priority this year is to save up for a down payment, so every dollar counts!
January will see me go on 2 business trips (one to Toronto and one to Seattle) – which will mean that I’m gone about 25% of the month. When in Toronto I’m hoping to see a bunch of different friends when I’m not working. All of my meals, transportation, and accommodation costs are paid for, but I added an additional $100 into my Entertainment budget (usually it’s $100/month) just in case.
January 2011 Goals:
- $700 into Retirement Portfolio
- $100 into Travel Fund
- Make an additional $1,500 above and beyond my FT job
- Sell at least 1 thing on eBay or Craigslist
- Go to 1 business seminar
- Run at least 1x/week
- Work out at least 3x/week
- Go through my wardrobe and donate at least 10 items
Ongoing 2011 Annual Goals:
- No buying lunch, snacks or coffee during the work week
- No buying clothing, shoes or accessories until May 19, 2011
32 Responses to “January 2011 Goals”
Author comments are in a darker gray color for you to easily identify the posts in the comments
Leave a Reply
As seen in…
Recent Comments
Categories
- annual goals (24)
- banking (27)
- blog (192)
- budget (96)
- car (41)
- contest (26)
- credit card (20)
- credit score (10)
- debt (28)
- design business (37)
- down payment (28)
- education (15)
- EI (16)
- emergency fund (18)
- entertainment (194)
- fitness (165)
- guest post (19)
- health care (56)
- housing (59)
- investing (43)
- job (301)
- making money (55)
- miscellaneous (308)
- monthly challenge (52)
- monthly goals (118)
- motivation (38)
- property (43)
- recipes and food (27)
- relationship (121)
- retirement (30)
- saving money (179)
- scooter (24)
- spending (447)
- sponsored post (10)
- tax refund (23)
- travel (313)
- vlog (2)
- weekly spending recap (93)
Ooh boy, you're going to be a busy lady this month! All of these goals are wonderful. I do have a question though, maybe you've answered it in previous posts but I can't remember … do you not pay car insurance???
My recent post Emergency Funds- Disney Style
I do pay car insurance, but the past few years I've paid it all in one lump sum once it comes due. So no monthly payments! :)
Ooh boy, you're going to be a busy lady this month! All of these goals are wonderful. I do have a question though, maybe you've answered it in previous posts but I can't remember … do you not pay car insurance???
My recent post Emergency Funds- Disney Style
I do pay car insurance, but the past few years I've paid it all in one lump sum once it comes due. So no monthly payments! :)
Does running 1x a week go into the working out 3x a week category? Will you still do this on your business trips?
I listed some stuff on amazon/ebay yesterday! It’s a good goal.
Nope, running is separate from my 3x/week workout goal. And yes I am definitely going to do it while I'm on my business trips. Both hotels I'm staying at have a gym, so I'll just be sure to bring my gear with me.
Does running 1x a week go into the working out 3x a week category? Will you still do this on your business trips?
I listed some stuff on amazon/ebay yesterday! It’s a good goal.
Nope, running is separate from my 3x/week workout goal. And yes I am definitely going to do it while I'm on my business trips. Both hotels I'm staying at have a gym, so I'll just be sure to bring my gear with me.
Ooo right… sounds like you're gonna have some fun while working ;) I always wonder what it is like to travel for business… must be pretty cool :)
R u going to cut your CIBC visa too? I think I got my rebates last month and I have left my visa alone (not touching it) :)
My recent post Happy New Year- Japanese Style Cheesecake
Ooo right… sounds like you're gonna have some fun while working ;) I always wonder what it is like to travel for business… must be pretty cool :)
R u going to cut your CIBC visa too? I think I got my rebates last month and I have left my visa alone (not touching it) :)
My recent post Happy New Year- Japanese Style Cheesecake
Hey how come you have a $100 clothing budget for January when you're on a clothing ban? ;)
My recent post Youngandthrifty’s 2011 Financial Resolutions
I gave myself a 1-week window to buy a few pieces of clothing in between shopping bans. :) And January 1 & 2 just so happen to fall into that week. Post of what I bought is coming tomorrow.
Hey how come you have a $100 clothing budget for January when you're on a clothing ban? ;)
My recent post Youngandthrifty’s 2011 Financial Resolutions
I gave myself a 1-week window to buy a few pieces of clothing in between shopping bans. :) And January 1 & 2 just so happen to fall into that week. Post of what I bought is coming tomorrow.
Looking good! Those trips should be awesome!! I live in Toronto and I think its one of the best cities in the world (especially as far as restaurants)!
My recent post Eff you Fear!
Looking good! Those trips should be awesome!! I live in Toronto and I think its one of the best cities in the world (especially as far as restaurants)!
My recent post Eff you Fear!
That sounds really tough but doable. I didn't it for a while but now I've incorporated a little flexibility budgeting $50 per month for clothes and having eating out in my entertainment budget. Can't wait to hear how it goes.
My recent post What would the world look like without credit cards
That sounds really tough but doable. I didn't it for a while but now I've incorporated a little flexibility budgeting $50 per month for clothes and having eating out in my entertainment budget. Can't wait to hear how it goes.
My recent post What would the world look like without credit cards
Great goals and good luck with them.
I am on the same ban, for not buying lunch at work, except I am doing on a month to month intervals. Wish me luck, this is a tough one, but am determined.
My recent post I am Canadian! & I got to pay even more income tax!
Great goals and good luck with them.
I am on the same ban, for not buying lunch at work, except I am doing on a month to month intervals. Wish me luck, this is a tough one, but am determined.
My recent post I am Canadian! & I got to pay even more income tax!
Great goals, and knowing you are going to be seeing friends it was very wise to up your Entertainment budget, puts less strain on you while away.
My recent post Big Spends Week !!!
Great goals, and knowing you are going to be seeing friends it was very wise to up your Entertainment budget, puts less strain on you while away.
My recent post Big Spends Week !!!
"Sell at least 1 thing on eBay or Craigslist"
I'm very interested in doing this kind of selling. Would you be willing to share some tips (or maybe a how to post) on how you do it? I've sold a few items on eBay (some were a profit, others were a loss -> shipping fees using Canada Post have meant that I don't tend to make much more than a few dollars). I think Craigslist has the potential to be much more profitable (as one could arrange to meet a local buyer and thus save shipping) but I'm wondering what the best approach is. I'm mainly looking to sell quite a few used low cost items (under $50 or under $100 like books, some electronics).
I wrote a short "guide to eBaying" a few years ago, which is probably still quite relevant.
With Craigslist, I find it hard to buy and sell because it's just not very user friendly. I mostly sell event tickets and even have had some luck with ski gear. BF has sold a guitar & amp, juicer, and some other random things. So it does work, and it's free, so why not! I've also bought ski gear and event tickets through Craigslist, but I really hate meeting people. I think I've been watching too many murder shows, lol.
I usually end up selling popular items on Craigslist and leaving more specific and expensive things to eBay, since it isn't really worth my time to make a $1 profit on a book. Recently a friend has been selling her stuff through a consignment store and I think I might try that too.
“Sell at least 1 thing on eBay or Craigslist”
I'm very interested in doing this kind of selling. Would you be willing to share some tips (or maybe a how to post) on how you do it? I've sold a few items on eBay (some were a profit, others were a loss -> shipping fees using Canada Post have meant that I don't tend to make much more than a few dollars). I think Craigslist has the potential to be much more profitable (as one could arrange to meet a local buyer and thus save shipping) but I'm wondering what the best approach is. I'm mainly looking to sell quite a few used low cost items (under $50 or under $100 like books, some electronics).
I wrote a short “guide to eBaying” a few years ago, which is probably still quite relevant.
With Craigslist, I find it hard to buy and sell because it's just not very user friendly. I mostly sell event tickets and even have had some luck with ski gear. BF has sold a guitar & amp, juicer, and some other random things. So it does work, and it's free, so why not! I've also bought ski gear and event tickets through Craigslist, but I really hate meeting people. I think I've been watching too many murder shows, lol.
I usually end up selling popular items on Craigslist and leaving more specific and expensive things to eBay, since it isn't really worth my time to make a $1 profit on a book. Recently a friend has been selling her stuff through a consignment store and I think I might try that too.
I really like how things are set up with your budget. I like your NetworthIQ thing in the sidebar, too. I'm going to use that – I've seen a couple different versions of that around.
I'm guessing that your rental insurance was paid in a lump sum like your car insurance? Anyway, nice site. :)
I really like how things are set up with your budget. I like your NetworthIQ thing in the sidebar, too. I'm going to use that – I've seen a couple different versions of that around.
I'm guessing that your rental insurance was paid in a lump sum like your car insurance? Anyway, nice site. :)
$250/month on food? How is it possible, even for a petite woman, to subside on that? $8 and change per day! Come on!
I actually usually spend around $200/month on food. $50/week is plenty for me to live on, and you'll find most other PF bloggers spend about the same as I do each month. In fact, I haven't spent more than that (on average) for the past 3 or 4 years. We prepare most of our meals at home using simple ingredients, use coupons, buy what's on sale, and we try to stay away from packaged/processed foods.
$250/month on food? How is it possible, even for a petite woman, to subside on that? $8 and change per day! Come on!
I actually usually spend around $200/month on food. $50/week is plenty for me to live on, and you'll find most other PF bloggers spend about the same as I do each month. In fact, I haven't spent more than that (on average) for the past 3 or 4 years. We prepare most of our meals at home using simple ingredients, use coupons, buy what's on sale, and we try to stay away from packaged/processed foods.