Give Me Back My Five Bucks

So I am test driving ING Direct’s new chequing account service. I have been a loyal PC Financial customer for the past 4 years, but one think has always irked me: having to pay for e-mail money transfers. ESPECIALLY because you can’t even transfer money between PC chequing accounts. Meaning, I can’t transfer money from my chequing account to BF’s account without having to pay a $1.50 e-mail money transfer fee. And they only introduced this whole e-mail money transfer thing not too long ago. It’s really inconvenient for couples and families who like to move money around. Bring on … Continue reading →

November’s budget does not include any Christmas shopping that I may do. I have $400 in my Savings Fund that I have earmarked for presents. I also have a $20 credit with Groupon, and $30 worth of Amazon.ca giftcards thanks to Swagbucks. Plus, BF and I aren’t doing presents for each other this year. Instead, I am selling my Wii and with the money, we are going to either buy an HDPVR or Playstation 3. Right now I’m leaning towards the HDPVR because after the initial cost of it, there is nothing else to buy. Whereas with the PS3, we … Continue reading →

I really cut down on my spending this month, and just squeaked in under budget. Although we have really cut down on ordering take out (only 2x this month), I have really gotten into the bad habit of going out for coffee or snacks with my co-workers. Starbucks is expensive and that needs to stop. This job is a lot more social than my other job, where I really just worked by myself and never went for lunch with any of my co-workers. What I’m most proud of is that 1) I have finally gotten my net worth to over … Continue reading →

Monday 25th $8.95 pet store Tuesday 26th $4.66 Tim Horton’s Wednesday 27th $13.18 pet store Thursday 28th No Spend Day! Friday 29th $9.04 Tim Horton’s (bought co-worker lunch b/c I owed her $5) Saturday 30th $10 corner store (movie snacks) $9.90 iTunes (bought Jeremy Fisher’s new album) Sunday 31st $166.82 groceries TOTAL: $222.55 Nothing out of the ordinary here. I did not need either trip to Tim Horton’s or the corner store snacks. As for the pet store trips, one purchase was for meds (the fish died anyway), and the second was to buy a new fish. One fish is … Continue reading →