Give Me Back My Five Bucks

Not only is Mike Holman an amazing writer, but he was one of the bloggers I really looked up to when I first started my personal finance journey. And now, years later, I couldn’t be more excited to review his new book, The Complete Guide to Registered Education Savings Plans for Canadians. Mike makes learning about RESPs so easy. Unlike a lot of other financial guides which are dry and hard to understand, he writes in a clear, straight forward manner. This book is a fantastic guide for anyone interested in learning more about RESPs. Here are the main points … Continue reading →

Monday 8th +$80 freelance $28.49 gas $17.12 lunch w/co-workers Tuesday 9th No Spend Day! Wednesday 10th No Spend Day! Thursday 11th $6.42 Tim Hortons $46.86 Amazon.ca (cables for my Macbook, and a few Christmas presents) $22.93 T&T Supermarket Friday 12th +$250 freelance $13.45 ferry Saturday 13th No Spend Day! Sunday 14th $8.40 Starbucks (for sister and I) $15.27 Shoppers Drug Mart (lip gloss and mascara) $68.60 hair cut $30 sushi lunch (for sister and I) $3.52 candy $2.02 coffee $13.45 ferry TOTAL:  +$53.47 Note – my freelance income does not include my PT job income. It is strictly from my … Continue reading →

I’ve been blogging for the Toronto Star’s Moneyville.ca for just over a month now, and I’ve forgotten how different it is to write for an audience who doesn’t know me. I’m new to this sort of personal finance world, and the criticism can be hard at times. I’m spoiled on this blog, because the majority of my readers have been here for a long time and I feel a connection with a lot of you from e-mails, Twitter and Facebook. And aside from a few isolated incidents, I have gotten positive comments, constructive criticism, and great ideas. Blogging for Moneyville has opened … Continue reading →

This is a post inspired by Paranoid Asteroid’s post, Getting Old, and Fabulously Broke’s post about feeling awkward. I’ve touched on this topic before on this blog, and I feel like it’s something we all go through in some form. I’m 28 and I feel old. I’m exhausted by 10pm, I don’t understand the youth of today (or most of their music), and my metabolism has slowed down to a snail’s pace. I shake angry fists of rage at hooligan drivers who are going too fast, and I find myself starting my sentences with “back when I was growing up,” … Continue reading →

Well we are approaching Christmas Party season. BF has one at the end of November for his volunteer organization, and my company party is at the beginning of December. His party is free, and mine is subsidized, so it will cost $50 for the both of us to attend ($25 each). Kind of on the steep side, but we’ll be going since this is my first Christmas party with the company and it will probably be fun just to see how everyone is outside of an office setting. I don’t really have anything dressy to wear, so I’ll have to … Continue reading →