Give Me Back My Five Bucks

Monday 18th No Spend Day! Tuesday 19th $34.90 gas Wednesday 20th No Spend Day! Thursday 21st $4.69 Waves Coffee (spicy pumpkin chai latte) +$175 work expense (dinner out in Maui) Friday 22nd +$125.04 medical expense reimbursement Saturday 23rd $25.25 Vietnamese dinner $10.38 corner store snacks Sunday 24th $158.55 groceries $43.93 personal care items $5.59 pet store $40.38 gas TOTAL = $23.63 Nothing really out of the ordinary this week in terms of spending. I regret going to Waves Coffee for their disgusting spicy pumpkin chai latte, and I also regret going to the corner store for late night movie snacks – … Continue reading →

So I announced last week ago that I was on a shopping ban until after Christmas. I haven’t bought anything since mid-July, and I’m pretty pleased with that. Except for now, I need to buy a white dry fit long sleeve top. Why? For my field hockey uniform. Our jerseys are short sleeved and during the winter, it will get a little cold to just be wearing a t-shirt and skirt. So I’d love to get a dry fit top to wear underneath. Can’t be cotton, because I sweat a lot and cotton isn’t exactly moisture wicking. Has to be … Continue reading →

Here is your chance to win ONE OF FOUR copies of Quicken 2011! I think the biggest drawback of Quicken is the price – so most personal finance bloggers out there have opted for free methods such as spreadsheets, or some sort of online tracker like mint.com. But now with this contest, you can try out this incredibly in depth software for yourself! Quicken is by far, my favourite personal finance software – and in my opinion, is completely worth the money. It has kept my money organized off and on for the past 4 years, and recently I was … Continue reading →

I’ve been bad and haven’t personally checked my credit score since February 2008, where it was 724. Before that, I checked in March 2007 and it was 727. In April 2008, a mortgage broker checked my score and it was 776 – but that was an average of both TransUnion and Equifax. Your credit score is a judgment about your financial health. It indicates the risk you represent for lenders, compared with other consumers. Because of my credit score, I was able to get my LASIK eye surgery, and my current car loan financed at 0%. There are a lot … Continue reading →

Monday 11th $13.70 ferry $22 parking (2 days) $1.50 dollar store Tuesday 12th $5 lunch Wednesday 13th No Spend Day! Thursday 14th +$43.81 work expenses $42.50 concert tickets (birthday present to myself) $34.24 gas Friday 15th No Spend Day! Saturday 16th $35.56 groceries Sunday 17th $51.56 groceries $15 car wash TOTAL = $177.25 It was a fairly inexpensive week, even when you factor in ferry & parking costs, and paying more for groceries this week than I wanted to. Oh, and the $15 for a car wash? I have never been to an automatic car wash before – always just … Continue reading →