The last few days have been a bit stressful. We’re going through a debacle with ICBC right now, which stems all the way back to that car crash back in April 2009. Our car insurance has been fine up until a few weeks ago, and now we are getting the runaround from ICBC, and nobody seems to be able to give us a straight answer or help us solve our problem. That’s all I’m going to say about this for now, as we’re still in the middle of everything. Hopefully we can get it resolved by tonight. It has cost us a lot of extra money for seemingly no reason, and I am very unhappy about it. It may or may not escalate further.
I never used to think poorly of ICBC, but now I see that they’re nothing but a bunch of money hungry crooks who can do whatever they want because British Columbians have no other choice. We HAVE to insure our car through ICBC – at least our basic insurance. My extended policy is with another (less expensive) company, thankfully.
In other money news, I just found out there is an Adidas outlet store close to where I work. That would be perfect for getting that white dry-fit top I may or may not need. We have a game this weekend, so I will use it to gauge how cold it is in the rain, and then go from there. It’s supposed to be a super cold winter, so I might have to just bite the bullet. But my goal is to see if I can wait until the end of December so that I can at least complete my July-December shopping ban and get a better price with Boxing Day sales.
Also, after a few months of not using the site, I’ve gotten back on the Swagbucks bandwagon and have earned $25 worth of Amazon gift cards in the past 6 weeks. I find that it’s really helpful to have that extra bit of cash to buy Christmas presents with. If you don’t already use Swagbucks, basically you earn points through using their search engine (and by finding codes, doing trivia, buying things off other sites, etc. – it’s really easy to start racking up points). Those points are then redeemable for a bunch of different prizes, one being Amazon gift cards. If you want, you can use my referral for Swagbucks. :)
And lastly, it’s Friday AND pay day. LOVE IT.
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I'll have to reconsider my position on Swagbucks. I personally never had much success with it. I would go up to a week or two without getting any rewards and finally decided it wasn't worth the hassle and uninstalled the toolbar. I've still seen enough people use it to think that maybe I wasn't doing something right, but who knows?
Have a great weekend. Hope things work out with the insurance in your favor.
I'll have to reconsider my position on Swagbucks. I personally never had much success with it. I would go up to a week or two without getting any rewards and finally decided it wasn't worth the hassle and uninstalled the toolbar. I've still seen enough people use it to think that maybe I wasn't doing something right, but who knows?
Have a great weekend. Hope things work out with the insurance in your favor.
Wait, you have one insurance company that you have to get a policy with if you live in British Columbia? Did I read that correctly? That sounds insane!
You read correctly! Everybody in the province MUST have at least basic insurance through ICBC. My collision and comprehensive coverage is with another company.
Wait, you have one insurance company that you have to get a policy with if you live in British Columbia? Did I read that correctly? That sounds insane!
You read correctly! Everybody in the province MUST have at least basic insurance through ICBC. My collision and comprehensive coverage is with another company.
Since you have used the insurance from ICBC to cover for your car crash, you shouldn't be hooked on any other costs, except a raise in premiums. How come you would need to pay extra?
I agree with you :( It sucks having just 1 insurance company in BC. I was involved in a car accident 2 years ago (I was a new driver) and it was obviously my fault, I had to pay $5000 out of my pocket so my insurance don't sky rocket. I calculated it out and if I used my insurance to pay off the accident, I would have paid $9000 instead of $5000. Sigh ~ it was crazy… :(
It's not that we have to pay extra costs in terms of penalties, etc. But it does have to do with the raise in premiums and the way ICBC is making us do it – which involves a lot of extra money. It's a long story, and as soon as it is resolved, I will most likely share what happened on this blog.
Since you have used the insurance from ICBC to cover for your car crash, you shouldn't be hooked on any other costs, except a raise in premiums. How come you would need to pay extra?
I agree with you :( It sucks having just 1 insurance company in BC. I was involved in a car accident 2 years ago (I was a new driver) and it was obviously my fault, I had to pay $5000 out of my pocket so my insurance don't sky rocket. I calculated it out and if I used my insurance to pay off the accident, I would have paid $9000 instead of $5000. Sigh ~ it was crazy… :(
It's not that we have to pay extra costs in terms of penalties, etc. But it does have to do with the raise in premiums and the way ICBC is making us do it – which involves a lot of extra money. It's a long story, and as soon as it is resolved, I will most likely share what happened on this blog.
I moved from BC to Ontario last year, and my car insurance premiums doubled (same car, same driver, no tickets/accidents) for worse coverage. ICBC isn’t perfect, but I miss it like crazy.
I moved from BC to Ontario last year, and my car insurance premiums doubled (same car, same driver, no tickets/accidents) for worse coverage. ICBC isn’t perfect, but I miss it like crazy.
My friend moved from Alberta to BC, perfect driving record, and her insurance premiums doubled. Also insurance in Vancouver is WAY more expensive than when I lived on Van. Island, so that could have something to do with it too.