November 2009 Monthly Goals

Has everybody have their fill of drama from yesterday’s posts? Yes? Okay, moving on … :)

Here is my November budget and goals. The first one with my new car purchase. I net about $2900/month, so as you can see from the spreadsheet below, I have the potential to save $1,300. Not too shabby!

Note:

• Car insurance – My car insurance is fully with ICBC at the moment. My plan is to drop down to basic coverage with ICBC and go with a private company for everything else. I just need to do more research and get quotes. I’ve heard that Coast Capital is great, so I’m going to give them a call.

• Travel – I don’t plan on traveling next month, but there’s $50 to play with if I decide to take a trip home, or if we decide to go hiking for a weekend.

• Clothing – I’d like to buy a thick black belt. I’ve been looking for one for a few months, but haven’t had any luck. I think I will try thrift and consignment stores in my hometown to see what options are there.

November Goals:

• Work out at least 3x/week on my Wii. Ideally I’ll work out every weekday morning at 6am. But realistically, I’m aiming for 3 days.

• Go for a hike. At least a day hike. BF says he might be booked up for 2 weekends with work-related things, so timing is tough.

• Go rock climbing 2-3 times. We’ll end up going more often during ski season, when we go skiing for a few hours, then climb for an hour right afterward. But until then, it’s hard to get someone motivated to go. :)

• Plan Whistler ski weekend. We need to book by the 3rd week of November to get a really cheap deal for April. We’re inviting a few other couples.

• Try something new. I’d like to try out a drop-in yoga class, or drop-in pottery, or floor hockey … or some sort of fun activity. At rec centres, drop-in prices are usually less than $10. I don’t want to sign up for on going classes because I already have a climbing and skiing membership, so drop-in is the best situation.

• $450 into Retirement Portfolio. Divided into RRSPs and TFSA.

• $100 into Emergency Fund. Getting closer to $5k!

• $200 into Savings Fund.

• $50 into Travel Fund. We’ve already paid for our next 2 trips – Vegas in December and Calgary in January. I have $1,000+ in my account right now, but I’d like to keep growing it instead of dipping into it for my spending money.

• $50 into Car Fund. I don’t have to worry about maintenance at all, but I’d like to start saving for next year’s car insurance.