Trimming down my cell phone bill

Ever since I moved in with BF, I’ve used my cell phone less. I just analyzed my last 4 months of usage, and I’m averaging less than 150 minutes per month – TOTAL. I use my office line to make calls during the day or e-mail friends … and during the weekends/evenings I’m usually with BF.

I currently pay $18/month for my cell phone (200 anytime minutes + unlimited weekends starting at 6pm), plus $5 for unlimited evenings (starting at 6pm) and $6 for 125 sent text messages. After all fees and crap, my bill comes to around $42. Well, I could eliminate $5 just by getting rid of unlimited evenings. And as for text messaging – well I use about 60-70 text messages/month. The $3 plan comes with 60, and the $6 plan comes with 125. So I’m kind of in the middle. I don’t want to go lower with text messaging b/c it’s too expensive if some months I end up going over.

So here’s my dilemma. Should I pay the $5/month for the security that if I did ever go over my minutes, I’d have that cushion? Or do I get rid of my cushion and go bare bones. Half of me is saying, it’s only $5. That’s a small price to pay for the security of never going over my minutes. But the other half of me is saying that I never go over my minutes, so that $5 is better off with me.