Thank goodness it’s Friday & Pay Day

Today is pay day. It’s only been a 4-day work week, but it seems like it’s been dragging on forever. Very excited for the weekend. Anyway, I’ve updated the sidebars and my NetworthIQ.

Here is what I’ve saved:

• $200 RRSPs. I am now well past the $25k goal that I set for myself for 2009.

• $25 TFSA. Part of my Retirement Portfolio. I’m currently only saving $25 bi-weekly because I’m focusing on building up my RRSPs.

• $100 Car Fund. I went to go look at a car the other day with BF. It’s a compact car with AWD and is exactly what I’m looking for. With $2k down, bi-weekly payments would be about $188. We haven’t taken it for a test drive yet, and I don’t expect to seriously consider buying a car until we know for sure what’s happening. Maybe by mid to late November.

• $100 Emergency Fund. Slowly creeping up to $5,000 and that’s where it’ll stay. I don’t anticipate trying to regularly save into the EF after I’ve hit my goal, and will probably funnel the extra money into my Savings Fund. The EF is going to be strictly for dire emergencies, and I will only use it if the Savings Fund is dry. $5k represents over 6 months of bare bones living.

• $50 Travel Fund. All of my upcoming travel has been paid for (Vegas in December, Calgary in January). I’m going to try to squeeze spending money out of my monthly budget for those 2 months, instead of dipping into the TF. I think I can do it.

• $64.06 Savings Fund. This is now fully funded to $3,000! It will be wiped out once I pay for my LASIK, so I’ll be starting from scratch again come 2010.

Total Saved = $539.06 (38.5% of my net income)