I woke up at 3:30am last night and realized I forgot to add 2 categories to my monthly budget. Actually, I woke up because BF’s arm was across my face and I was having a hard time breathing … but as I was trying to get back to sleep, I remembered what I had forgotten to add (MSP payments and hydro – 2 pretty important things!).
So below is my revised revised budget:
$2,830 net monthly income
- $725 rent
- $10 hydro
- $55 MSP (it’s actually $54/month, but I hate making budgets with numbers not divisible by 5)
- $40 cell phone
- $70 internet/cable
- $200 food (trying to keep to a $150 groceries/$50 dining out split)
- $20 household
- $100 entertainment
- $80 travel home
- $20 personal care
- $10 transportation (bus)
- $30 clothing (I said I wouldn’t buy clothing, but this is for incidentals – you never know!)
- $15 memberships/fees ($125/year for climbing gym + misc)
- $20 apartment insurance (haven’t gotten it yet, just an estimation)
- $100 miscellaneous
$$$ LEFT OVER = $1,335
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[...] some months I’ll be under. So below is February’s budget. It’s different than January’s, because I have to pay MSP (3 months at a time) and my hydro bill this [...]