Well, I updated my NetworthIQ. So far this month, I’ve put in $400 into my RRSPs, and it’s disappeared. At this rate, I won’t be able to see my portfolio grow to $22k (which was my goal for 2008), but at least I know I’ve contributed enough to have seen me over that amount, had there not been such a financial disaster.
Also, my cash reserves fell a bit because I took some money out of the Travel Fund to cover Vegas, and I bought BF’s anniversary present.
I feel stalled. I’m not going into debt, but I don’t feel like I’m getting ahead either. And I know a lot of it has to do with my RRSP contributions bringing down my NetWorth, but it’s so demoralizing. I’ve been staring at a $30k networth for at least half a year, and I’ve gotten so close, but I’ve yet to crack that barrier.
Life happens, I guess. Moving twice in one year, two job changes, and the falling markets really didn’t help me at all this year. Plus, living in Vancouver is a lot more expensive than my hometown. I’m paying a lot more rent, it’s expensive to get anywhere, and there’s way too much to entertain myself with. We went to Seattle three times, Edmonton once, and Calgary once. I had 2 weddings to travel to (one up island and one in Toronto), and a trip to Las Vegas. That’s a lot of traveling!!!
So as I look towards 2009, I’m going to have to really focus on my goals. I made goals for 2008, but because my life has changed so much since then, I wasn’t able to focus on them as much as I would have hoped. Which is too bad, because while I feel like overall, 2008 has been the best year ever (awesome new job, new friends and I’m with the greatest guy ever), I didn’t even come close to achieving what I wanted to achieve financially.
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[...] Hoorah! Today I finally crossed over the $30k net worth plateau that I’ve been struggling with for over a year. [...]