Give Me Back My Five Bucks

Since the market has been so destructive lately, and I plan on using my RRSPs for the First Time Home Buyer’s Plan in a few years, I’ve reduced my monthly contributions from $500/month down to $200/month. And of that $200, $100 is going into a Money Market fund, and the other $100 is going into T-Bills. Once I max out my EF, I’m going to concentrate on putting the excess money into my Condo Down Payment Fund. That way, I know my money won’t whittle away down to nothing. If I wasn’t going to use my RRSPs, I would be … Continue reading →

Last weekend when I was home, I made about $95 at the PT job. This weekend, I’m going home again, and I’ll probably make about $80. It’s not a lot, considering my travel costs, but making a little extra money is better than making none at all. I’m also going into a tattoo studio with my sister to get a consultation for the artwork that I want. I’m excited, because I’ve wanted to get this tattoo done for a few years now, and it’s perfect b/c she’s buying it for me as my birthday present. :) I don’t think I’ll … Continue reading →

I accidentally dropped my moisturizer container in the toilet. Gross. :(

In 10 DAYS, I will be headed to Las Vegas with one of my best friends. I’m very excited to go, but I’m most excited for the fact that we booked and paid for our trip with the dollar was still at par. So the $330 US I paid was $330 CDN. As for a budget, well if the Canadian dollar doesn’t get any stronger, I won’t be doing much shopping down there. Not that I need to. I have all my Christmas shopping done, so I can only anticipate buying a few small things from stores we don’t have … Continue reading →

So, there are 2 condo units for sale in the apartment building that I live in. My co-worker and I did some calculations, and if I purchased one of the units, my monthly mortgage payment would be $545. Compared to the $725 I’m paying in rent for the same place, that’s highway robbery! If you factor in strata fees and property tax, it would be $765. Which includes heat, hot water and parking. But that’s also using the asking price – those units have been listed for a while now – I’m sure the price would be negotiable. At least … Continue reading →