Give Me Back My Five Bucks

Can I start to contribute to my 2008 RRSPs right now, even though you can still contribute to 2007 until March 1st? And if so, how do you distinguish whether you’re contributing to 2007 or 2008?

I don’t spend a lot on groceries, but it doesn’t mean that I don’t eat well. I always have plenty of food in my kitchen, so after someone commented on my grocery budget yesterday, I figured I’d just give you an overview of what I would generally buy in a week for food. Average Weekly Grocery list: Breakfast $0.75 organic black tea (20 bags for $3 = $0.15 each x 5 days) $1.00 soy milk for tea (a little $2 container lasts 2 weeks) $2.50 granola bar of some sort (comes in a box of 5) Lunch $2.00 organic greens … Continue reading →

Finally, a month where I have a regular income. This will be a 3-pay cheque month for me, so I’m using this first pay cheque (1 week of work) to pay for my moving expenses over to Vancouver, as well as anything I’ll need to buy/replace. February 2008 Monthly Goals: $150 grocery budget. I’m pretty sure I can do this. I’ve been averaging about $40/week since I’ve been living here, so I’ve got confidence I can pull this off. $50 gas and public transportation. This will definitely be doable. I live about a 30 min. walk to work, so I … Continue reading →

January Goals (end of month review): GAIN FULL-TIME EMPLOYMENT. Thank god. It’s about time I’m able to cross this off my list of things to do. :) I’m really happy at this job, and I like everything about it. I got my first pay stub today for 1 week of work (paid tomorrow). It was kind of a shock to be getting paid the equivalent of about $21/hr when I’m used to making $25-27/hr with my other FT jobs last year … but I’m not complaining. I love this job, and I’m glad I declined those 3 other job offers, … Continue reading →

WTF! It’s been 10 months since I’ve checked my credit score. Last March, it was 727 … so how is it possible that it’s now 724!? RIDICULOUS! I have no new credit, no balances on any cards, no new credit inquiries (hard hits), and I’m now completely out of debt. There’s an error on my credit report though – it said that I had a 30-day late payment in May 2007 for a CitiFinancial credit card … even though I closed that account (and it’s listed as closed on the report) back in 2005. It’s odd. I haven’t even used … Continue reading →