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Dipping into the EF

Well, over a month later, I finally got my bill from the dentist for the work she did on my front teeth. I originally thought it would cost close to $1,500 to get the work done (porcelain crown and a veneer), but a month ago I was quoted $1,230 … and my invoice was only $868.20!!! While that’s still an expensive bill, I think that’s pretty cheap for a crown and veneer. The EF is going to take a hit, but I’m okay with that.

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Adjusting my Mutual Funds

Hey I just wanted to thank all of you for posting such thoughtful comments on what I should do with my mutual funds. I ended up switching over to a Money Market fund, as well as a T-Bill fund. The money that is currently still in the moderate risk funds I’m going to leave in there for now, because I don’t want to lose the 2% I’ll get charged if I move it into a different fund within 90 days of purchase. Below are just a few of the responses I got: MariamSince you need the money short term, I … Continue reading

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Wow, it’s been such a crazy last few days, I don’t even know where to start. It feels like my entire life is in disarray right now. The high from the concert on Sunday is slowly wearing off on me, but it’s what got me through yesterday and this morning. Sunday night was the Ryan Adams concert, and it was amazing. I got to the venue a good 2 hrs. before doors opened, and was the 3rd person in line. :) So needless to say, I was front row centre. It was 2.5 hours of pure music goodness. It was … Continue reading

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I’ve got the mutual fund blues

I seriously think I post way too much in this blog. :) Who here has lost money in the last week with the markets plummeting? Disasterous! I’ve lost almost all gains I’ve made this year so far, and just when things were starting to look good. It’s gotten me to rethink what I’m investing in. Currently, I’ve been investing in moderate risk mutual funds, and have balanced out my portfolio with 40% Canadian, 35% International, 25% US. While I’m in it for the long run with my RRSPs, I also have to think short-term because I plan on using that … Continue reading

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Well, this will probably be my last post before I head off to Vancouver tomorrow! The BF went about 7 hours north to go fishing with a buddy, and I’m crossing my fingers that he brings back a few salmon! It’s rare that he ever keeps fish (he’s one of those catch-and-release fly fishermen), but when he does, they are always so tasty. Nothing beats Chile Garlic BBQ Salmon! My mouth is literally filling up with saliva just thinking about it. Anyway tonight I’m going to see The Simpsons movie with my sister. It should be fun! We’ve been watching … Continue reading

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