Thanks TD, but I don’t need your free iPod! May 30, 2007
Posted by gmbmfb in : banking, blog , trackbackUgg, this is getting so frustrating. At home, the new layout looked great in Firefox, but now that I’m at work and viewing it through IE, it looks like crap on a stick. Most of the text looks smushed, and isn’t going the full width of the sidebar … but some things (like my progress bars) do utilize the full width. I’m not sure what’s wrong, and I don’t want to fiddle around with the layout because it looks perfect in Firefox. At least, from what I can remember, it looked perfect. And I haven’t even tested it in Safari yet. Sigh. At least I got the whole “Published on” date stuff corrected … even though I had to get rid of the Time Stamp, and just go with a Date Stamp. But no one really cares what time of the day I posted at anyway.
*** EDIT 11:15am — The sidebar text isn’t smushed anymore! Hoorah!!! Now it looks normal in IE … but I did have to tweak two things in the code to get it to work. Does it look okay in Firefox still? I guess I’ll have to check it out when I get home this afternoon, unless any of you are using FF to view this site.
In PF news, my first PPP post got approved, so all I have to do now is wait for PayPal to confirm the new chequing account I added to my profile. I originally had my chequing and savings accounts with TD Canada Trust, along with both my registered and non-registered mutual fund accounts, a Line of Credit, and a Visa card. But last year, I discovered the wonders of no-fee/unlimited transaction banking from PC Financial (plus high interest rates on their savings accounts!), so I opened up a chequing/savings account with them, and had my pay cheques deposited at PC Financial instead.
I’ve kept my TD Canada Trust chequing account opened (and have been paying $3.95 in monthly fees) so I could finish paying off my LOC and my student loans … but now that I’m done, why should I pay $3.95 a month for 20 transactions, when I can get unlimited transactions for free?! So I went into TD last week to close my chequing/savings account, and they tried to get me to come back to TD by offering me a free iPod (depending on what you did, you could get a shuffle, nano or video).
I didn’t really get any more information passed that. I was sure I would have come out on top if I had decided to re-open my accounts with them, pay the $3.95 monthly fee and whatever else I had to do, get the free iPod and sell it, and then close the accounts again as soon as the required time passed … but that just seemed like way too much effort. And I’m glad I didn’t take the offer, because Canadian Capitalist just wrote a post about what the stipulations are to get the iPod video, and you have to sign up for a Visa with a $99 annual fee! The nano offer is a bit better, but it requires transferring money, opening up $5,000 worth of GICs, and setting up pre-authorized debit payments. It doesn’t seem worth it for the low interest rates they offer. Besides, I already own an iPod video.
So thanks, but no thanks, TD.
Related posts:
- A complaint about PC Financial
- Finally, a way to see your credit score for free
- For free food and free electronics, I’ll sit through anything
- Now I definitely need a new iPod
- My thoughts on the Tax-Free Savings Account
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[...] week when I went to close my TD accounts, I asked the woman to calculate how much I would have to pay for my fees that month. She told me a [...]